Leominster, MA NMLS# 1822397

975 Merriam Ave, Suite 212, Leominster, MA 01453

Leominster, MA was founded in 1653 and likely named after Leominster, England. It became known as the home of the plastic pink flamingo, and John Chapman - otherwise known as Johnny Appleseed.

Leominster is full of history and opportunity, and our team of locals is well-respected and trusted throughout the area. Give us a call or stop in any time!

House

The selection you need at the interest rate you want.

Testimonials

If patience is a virtue, Melissa is eligible for sainthood. I came into the homebuying process as a first-time buyer with a million questions, three dogs, one cat, a complicated financing situation, and a dream. What followed was not one, not two, but THREE attempts at buying a home, and Melissa was right there through every single one. Through failed deals, changing numbers, endless questions, and enough financial worksheets to wallpaper my future living room, Melissa remained patient, responsive, knowledgeable, and endlessly reassuring. She never once made me feel like a burden for asking questions (even when I was asking the same question for the fifth time), and she always made sure I actually understood what I was signing up for. And when I say this woman goes above and beyond, I mean it quite literally. At one point, Melissa was running mortgage numbers for me from the passenger seat of a car, connected to a mobile hotspot, in the middle of a six-hour drive. I cannot think of a better example of her dedication. Most people would have reasonably said, "I'll take a look when I get home." Not Melissa. Apparently, the Jenna Homebuying Experience™ was going to remain fully operational at highway speeds. Navigating first-time homebuyer assistance and the mortgage process was intimidating, but Melissa made everything feel manageable. She was consistently on top of things, quick to respond, and genuinely invested in getting me into the right home, not just getting a loan across the finish line. By the third attempt, I think we were both afraid to get excited, but she never stopped showing up for me. I cannot overstate how much it means to have someone this competent AND this kind in your corner during one of the biggest financial decisions of your life. Melissa, thank you for surviving the Jenna Homebuying Experience™. I hope your next client buys the first house they look at. You've earned it. A thousand stars. Five simply aren't enough.

Jenna

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Testimonials

Ann was so awesome! She made the process so easy. She had answers to all of my questions and explained it to make sure I understood. Ann, thank you for putting up with me and being so patient while we got everything you needed to you. Watch out for those referrals! 😁

Sara L.

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Testimonials

Denise Peach’s team is exceptional. They are incredibly honest and helped us secure the best rate for a home loan in a highly competitive market. A special shout-out to Wyatt, who guided us through every step of the process and made it appear effortless.

Jitendra K.

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Testimonials

Denise and her team were fantastic to work with throughout our home purchase. She was incredibly responsive, proactive, and thorough, and kept everything moving forward under a tight timeline. We really appreciate her communication, guidance, and high sense of urgency from the very beginning through the closing date without any delays. We highly recommend Denise!!

Nilton C.

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Testimonials

Extremely helpful throughout the entire process and answered all of my questions promptly and thoroughly! Highly recommend especially for first time buyers!

Vyshnavi K.

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Testimonials

Denise and her team were incredible to work with throughout the entire home-buying process. She was responsive, knowledgeable, patient, and always made sure we understood what was happening and what to expect next. There were a lot of moving pieces, but Denise stayed on top of everything and made the financing side of the process feel much less stressful. She was always available when questions came up and worked hard to make sure everything stayed on track through closing. We truly appreciate everything Denise and her team did to help our family purchase our new home. Her communication, professionalism, and dedication made a huge difference, and I would absolutely recommend her to anyone looking for a lender they can trust.

Paul S.

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Testimonials

I highly recommend total mortgage if you're like me not good with computers uploads downloads and you need to work with people that have patience trust me these are the people also very very on hands for being a first-time home buyer this was so easy they walked me through every step I highly recommend

Monique J.

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Testimonials

The Peach Team was incredible and super helpful the entire time. We would 100% use them again and suggest to our friends.

Keri B.

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Testimonials

Extremely happy with and thankful for the Total Mortgage Team. Melissa Speer and Jani Martins were instrumental in moving me through the home buying process. They kept me informed, on tack and confident from beginning to end. Highly recommended to anyone looking for great lending team!

Gavin H.

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Testimonials

The absolute best team to work with! They made this very huge and some times stressful decision seem easy and manageable. Melissa was an absolute delight to work with

Evelyn N.

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Simply Amazing! Denise made my dream a reality as I never thought I could refinance a home and then buy an investment property at the same time. She made it possible and as a woman, these are milestones that you don’t forget. If I could I would give her 10 stars!!!

Christine N.

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Testimonials

Total Mortgage is the best. Not only that they have the best staff, they help me with the mortgage to purchase my house fast. They are really respectful and easy to talk with. Thank you Total Mortgage!

Carlos S.

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Testimonials

We had an excellent experience working with our loan officer. They were highly professional, efficient, and always available to answer our questions. Their quick response time and attention to detail helped us close on our home smoothly. Thank you for making this process so easy and enjoyable!

Xin L.

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Testimonials

I had a wonderful experience with Total Mortgage when I first started my journey as a first-time home buyer. The Peach team did an amazing job helping me going through the loan process. They were also very tentative and helpful when I had questions. The Peach team went above and beyond my expectations and I would recommend for those who are first time buyers to use their services. Also, I would like to give a special thank you to Wyatt Angiulo, who has been with me throughout this journey and will forever be grateful for helping me achieve my dream home.

Andres F.

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Testimonials

I have no clue how to express my thankfulness of the Peach team! If you are looking to buy a home in Massachusetts, please try Denise and her team for a loan. They can make miracles happen!!!

Gina R.

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Wyatt was awesome went above and beyond

Marisol O.

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Testimonials

It was an excellent experience working with you and your team. They helped me at every step, and finally, I was able to refinance my house. Thank you very much, and I highly recommend it.

Victoria E.

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Testimonials

Denise at Total Mortgage was fantastic throughout our home loan process. She was knowledgeable, responsive, and made everything feel smooth and stress-free. She took the time to explain each step clearly and was always available whenever we had questions. We truly appreciated her professionalism and dedication in helping us secure our loan. Highly recommend working with Denise and the team at Total Mortgage!

Aman K.

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Testimonials

Total Mortgage was a totally awesome experience. Melissa Clifton and Denise Peach of “The Peach Team” made my 1st time home buying experience seamless and clear with instructions that were easy to follow and notifications via the Total Mortgage App and email that kept me informed of every step i was taking in the mortgage process. Updating my applications to meet my home shopping needs and finding me the best rates the market had to offer at the time. And when there was a bump in the road the work tirelessly to the better end to make my deal close. Showing up from the beginning down to the signing and working with my realtor to my my home buying dreams come true. Thank you and much gratitude to the Peach Team! 10 out of 10 would highly recommend ! 💯

The C.

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Testimonials

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Oliver A.

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Mortgage rates today

The current 30-year fixed mortgage rate is as low as 7.375%. Get a personalized quote in just a few minutes.

Above rates last updated October 15th 2026, 4:30pm EST.