Vero Beach, FL NMLS# 1797727

2145 14th Ave, Vero Beach, FL 32960

Welcome to our Vero Beach Office! We are conveniently located at 2145 14th Ave. across from Pocahontas Park and the Indian River Citrus Museum. We strive to give you the best service in the industry and to earn your business by coupling our wealth of experience and knowledge together. With the largest array of mortgage products available in the industry, we’re certain we can help you get what you need.

We serve a variety of clients from first-time homebuyers to foreign and national investors. We dedicate ourselves to making the process as easy and simple as possible. We take pride in providing excellent personal service, as excellence is our standard. También hablamos Español!

Our priority is making your dreams come true. Call us today!

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Testimonials

Me atendió directamente Felix me imagino que también estuvieron más personas involucradas a todos ellos muchas gracias por su ayuda a lo largo del proceso muy profesionales en su trabajo para nuestra familia fue un trabajo de excelencia muchas gracias y sigan así marcando la diferencia

Jesus A.

thelenderlist

Testimonials

Excellent experience with Total Mortgage thanks to Felix. Highly recommend working with him. He is extremely helpful, provides detailed information during the entire process, and is very attentive

Ariadna A.

zillow

Testimonials

Felix and the team at Total Mortgage were great to work with. They kept us updated throughout the process and were always available when we had questions. We would absolutely recommend them to anyone in need of their services!

Smullan4

zillow

Testimonials

I had an outstanding experience working with Felix at Total Mortgage. From start to finish, Felix was incredibly attentive, always available to take my calls, and consistently provided top-notch service. His professionalism and responsiveness made what could have been a stressful process feel smooth and manageable. The app they use for sending documents and requesting signatures is a game-changer—super user-friendly and efficient. It made the entire mortgage process seamless, saving me time and eliminating confusion. I highly recommend Felix and the Total Mortgage team to anyone looking for a reliable, communicative, and tech-savvy mortgage broker. They truly go above and beyond!

User7150081

zillow

Testimonials

I appreciate the lender's assistance throughout the home-buying process, which can often be complex. Their dedication to providing clear explanations of the loan terms and conditions was truly commendable. The lender's responsiveness and willingness to address my concerns promptly were also greatly valued. I am thankful for the smooth and efficient transaction they facilitated, resulting in a successful purchase. Overall, I am extremely satisfied with their services and highly recommend them.

Daykel

zillow

Testimonials

A great experience all over, thanks, Felix, for making a stressful experience less stressful. Felix was incredible, helping us navigate and resolving every bump on the road. You need a person you can trust when you embark on a journey like this, and Felix was that person, not the first time I buy a house with him by my side, and I won't be the last.

Dariana G.

zillow

Testimonials

Overall great experience. He was in constant communication and always available. He assisted in all aspects of my house Morgage. I will recommend to all my family and friends.

Anthonycsciortino

zillow

Testimonials

Felix is the most knowledgeable, communicative, and responsible mortgage person I have ever worked with. He knows the options, predicts the interest rate changes, and makes suggestions while leaving the client the final decision. I recommend him with no reservations. He is the BEST.

Howardshtulman57

zillow

Testimonials

Felix Gutierrez is very professional and knowledgeable FELIX went above and beyond for me. I would refer him 100% to anyone who I know that would like to buy a house I also would like to thank total mortgage for helping me out through the process.

Javier D.

encompass

Testimonials

The process of buying my home with Felix Gutierrez was excellent. He was always available to answer my question, gave me excellent advices and help me to find the perfect home for my family.

Mariela R.

encompass
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The current 30-year fixed rate mortgage is as low as 6.375%. Get a personalized quote in just a few minutes.

Above rates last updated December 13th 2025, 12:30pm EST.

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