Tampa Bay, FL NMLS# 2444401

7777 131st, Seminole, FL 33776

Welcome to our Seminole, FL location!

We’re proud to serve the Tampa Bay area with best-in-class loan services and are dedicated to helping you reach your financing goals. Whether you’re looking for a local property or something out of state, our team has the resources necessary to position you for success. Contact our team today – we would be happy to assist you!

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Testimonials

(Translated by Google) We feel very grateful and pleased 🙏👏🎉 with excellent service, guidance and organization throughout our process of being able to and realizing our dreams and the blessing of 🏠 thank you very much Andy Kenney 🙏🙌 God bless you always 🙏🎉 (Original) Nos sentimos muy agradecidos y complacidos 🙏👏🎉 con excelente servicio, orientación y organización en todo nuestro proceso de poder y realizar nuestros sueños y la bendición de 🏠 muchas gracias Andy Kenney 🙏🙌Dios te bendiga siempre 🙏🎉

Maria R.

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Testimonials

Andy is amazing was able to explain and have so much patience with me throughout this whole process we had a lot of mountains up and downs, but he made it happen. He was firm. He communicated very well and he made it possible. And we finally have our dream home.

Danishka P.

encompass

Testimonials

Andy made the whole process super easy, thanks Andy for your help and patience. It was a pleasure to have your constant help.

Dariorky R.

encompass

Testimonials

Andy was a great help and support for me through the entire process. When I didn't understand something , he explained in great detail . Forever grateful for his patience and professionalism. Thank you !

Tracy F.

encompass

Testimonials

Andy help us through everything and was very personable. He helped us through every step of the way and worked tirelessly with us and made it happen. 10/10 would recommend!!!

Christian P.

encompass

Testimonials

Andrew helped me a lot. He was always there to answer my questions and made me feel very safe to do everything. The purchasing process. I really appreciate that he is so kind and responsible.

Erika T.

encompass

Testimonials

Andrew was extremely helpful and responsive in the whole entire process for purchasing our home. We are very thankful to have him help us and work with us in such a short time frame

Regan M.

encompass

Testimonials

Andy is the Best. Always there to help you with patient and kindness, Andy communicates with he’s clients and he will find what is best for you .

Yesenia S.

encompass

Testimonials

Andy is an extremely personable and knowledgeable professional. He truly cares about people and about the quality of work he does. And he made sure everything we needed was done so that there were no delays. He answered every single question that we knew to ask, and even those we didn’t think of. Andy helped us to easily purchase our new home; which can be an overwhelming experience. My friends and family were surprised how quickly and easily the process was for me based on their own experience with other companies. But I attribute that all to Andy and the rest of the Total Mortgage team. I could go on and on about how amazing Andy is but words simply do not describe the full scope of his talent. Even my realtor was super impressed with Andy and we all truly enjoyed working with him.

Crystal B.

encompass

Testimonials

Andy was a great help during our first home buying experience. The process was not stressful because Andy guided us through each step of the way. We will definitely go through our next buying process with Andy and recommend to everyone.

Jackie B.

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Mortgage Rates Illustration

Mortgage rates today

The current 30-year fixed mortgage rate is as low as 6.250%. Get a personalized quote in just a few minutes.

Above rates last updated December 29th 2025, 4:30pm EST.