Fairfield, CT NMLS# 1054942

1 Post Road, Fairfield, CT 06824

Our Fairfield office is located in the heart of Fairfield County. Our local team is comprised of loan officers from Fairfield and New Haven county. We provide financing to over 35 states throughout the country, covering the majority of the national population.

With over 50 years of combined experience in financing and real estate, our team is poised to help make the buying and refinancing process as smooth as possible. We also have loan officers that speak 6 different languages including English, Spanish, Portuguese, Italian, and French.

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Testimonials

From the moment I spoke with Jason over the phone I knew I was working with the right person. He is professional clear with his communication and just has a very down to earth personality. It was easy working with him and his response time was always prompt.

Lesley M.

zillow

Testimonials

Jason is the best at what he does. He guided me through the whole process and helped me overcome any obstacle that was in the way. If you’re looking to buy, especially if it’s your first time, he’s your guy!

Marc S.

zillow

Testimonials

My spouse and I used Jason Alves to purchase our first home. I was a first time homebuyer, and looking to understand my mortgage options. After calling numerous agents from around the state, I was thoroughly disappointed. I really wanted to work with someone who would not just run the numbers and tell me what I was able to get and then push me to the finish line... Instead I wanted someone who would educate me about my options. Jason went above and beyond. He gave me a thorough understanding of all my options, answered endless calls and emails (including on the weekend or while driving his little ones to school). Jason was patient and answered repeated questions via email text and phone. Jason is truly an expert in his field and knows the various loan programs in depth. Jason, unlike most lenders, also is incredibly knowledgeable in regards to the first time homebuyer program from CHFA. It's a phenomenal program with many benefits for the right person, and none of the other of the lenders I spoke with could provide information. I can't speak more highly of Jason. He's truly a expert who is dedicated to the people he works with, not just the numbers. I highly recommend him! I know we will continue to use, and recommend Jason.

Amanda K.

zillow

Testimonials

Thomas and his team at Total Mortgage were incredibly personable and attentive. From the moment I was introduced to them, they made sure I had all the information I needed to make my home-buying dream a reality. I would definitely recommend Thomas and his team to others, and I’d be happy to work with them again in the future.

Tamoy T.

zillow

Testimonials

The service was great with Thomas and his group. I’m very pleased and I’m looking forward to doing more business with them in the future. I absolutely would recommend them 100%.

Richard H.

thelenderlist

Testimonials

Thomas and the Total Mortgage team worked tirelessly to help me close on time. Communication was great and I could not be more appreciative of their help and guidance, especially as a first-time buyer!

Zach M.

zillow

Testimonials

TJ was the best throughout the process. Answered all of my questions and was very responsive. Very educated in the space and helped me think through ideas.

John P.

encompass

Testimonials

Thomas's expertise in his field allowed me to calmly go through the home buying experience with knowledge and joy. Highly recommend.

Tracy H.

encompass

Testimonials

Thomas is extremely personable and approachable when it comes to helping his clients. The pre approval process was very quick and he helped explain the numbers and options I had in order to allow me to fully understand every aspect of my purchase. Definitely recommend him!

Sydney W.

zillow

Testimonials

I recently purchased a house and used total mortgage as my lender. Thomas Bepko took care of everything. He talked me through each process. I am a first time buyer so of course I was nervous..he put my mind at ease at every turn. I would recommend Thomas for first timers or seasoned buyers he crosses all the t's and dots all the i's. 5 stars for sure 💪

Tracy H.

zillow
Mortgage Rates Illustration

Mortgage rates today

The current 30-year fixed rate mortgage is as low as 6.375%. Get a personalized quote in just a few minutes.

Above rates last updated December 13th 2025, 12:30pm EST.