Niantic, CT NMLS# 1969210

85 Pennsylvania Ave, First Floor, Niantic, CT 06357

Welcome to our Niantic office!

Located on the idyllic CT shoreline, and just a two-hour drive from New York City or Boston, MA., sits the charming village of Niantic, CT. Niantic is the only community on the Connecticut coast where the “Main Street” runs parallel to the beautiful Long Island Sound.

We're committed to providing Niantic and the surrounding towns with a one-of-a-kind customer service experience. We are looking forward to being a part of the community and serving clients and partners alike.

Whether you’re a first-time homebuyer or a seasoned homeowner, we love making new friends.

Stop by or give us a call anytime. We'd love to meet you!

House

The selection you need at the interest rate you want.

Testimonials

Great, knowledgeable, and responsive team that made a stressful closing into an easy experience!

Douglas D.

thelenderlist

Testimonials

The team was excellent! Very responsive and made the process significantly easier. I recommend this team to anyone in the home buying process. Thank you Jay and team!!

Thomas P.

thelenderlist

Testimonials

Jay, Shelita, and Andrew were fantastic! They were patient, communicative, and extremely friendly. We appreciate everything they did to help us throughout this process.

Mykel C.

thelenderlist

Testimonials

Jay and the team worked hard during the busiest holidays to ensure I was in by new years Day.

Jonathan M.

thelenderlist

Testimonials

Jay Johnson is one of the smartest and most knowledgeable people in the business! He helped me understand how to make the most of my considerable choices and we had real conversations about what it means to take on certain kinds of debt! I trusted him completely and he did not disappoint. Blessings to you Jay!

Roberta J.

thelenderlist

Testimonials

Marc was referred to us by someone we worked with previously and he was every bit as helpful as she had been. Marc helped us to navigate a couple of unusual circumstances and was very communicative throughout the process. I hope to not need another mortgage anytime soon, but if we were to, I wouldn’t hesitate to call him again!

Kimberly E.

google

Testimonials

Mark's a great guy easy to work with any question I had he always answered made the process very simple

Kyle T.

google

Testimonials

Marc and his team were extremely communicative and on top of everything. Any question we had they were there to answer, and responded in a very timely manner. Very pleased with our experience!

Hailey M.

google

Testimonials

Marc Peterson made this stressful experience very easy for me. I recommend him and Total Mortgage to anyone in the market of refinancing or mortgages.

Dana P.

thelenderlist

Testimonials

"We always have a great experience with Jim and his team. 10/10 will recommend, would recommend. "

Krista C.

thelenderlist

Testimonials

Stacy made the experience as a first time home buyer much smoother. I came into the process feeling very overwhelmed and by closing I felt assured that i had a full understanding of what I was taking on. Stacy is patient and attentive. I would recommend her to anyone looking to buy!

Julia D.

zillow

Testimonials

PErsonal touch

Vincent M.

encompass

Testimonials

Mr. Marc and his team are sent to the Mortgage world. My family enjoyed doing business with Total Mortgage. Thanks to the team.

Emmanuel I.

encompass

Testimonials

They communicate clearly. The whole process was incredibly smooth and I would recommend them to anybody.

Robert T.

encompass

Testimonials

Jay was great and responsive. He answered all my questions and helped right until the end.

Jennifer M.

encompass

Testimonials

Thank goodness and God bless you and your families and your loved

Viergina C.

encompass

Testimonials

Jay worked with me throughout the buying process. He and his team advised me as to what was needed, what would come next, etc.

Eric J.

encompass

Testimonials

Jay kept me informed through the whole process. He answered every question no matter the time of day. He really made my experience amazing!

Farrah C.

encompass

Testimonials

explained in depth and answered all of my question anytime availability and professionalism was great

Zavana S.

encompass

Testimonials

Working with Jay Johnston at Total Mortgage was an absolute pleasure! He made the often-daunting mortgage process feel effortless. Jay is incredibly patient, explained everything clearly, and always went the extra mile. We're so grateful for his expertise and highly recommend him to anyone looking for a smooth and successful mortgage experience.

Tyler P.

encompass
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Mortgage rates today

The current 30-year fixed mortgage rate is as low as 6.625%. Get a personalized quote in just a few minutes.

Above rates last updated May 29th 2026, 12:30pm EST.

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