Milford, CT NMLS# 2764

185 Plains Road, Milford, CT 06461

Welcome to our Milford, CT location!

We’re proud to call Milford our home base and headquarters for all operations. Since 1997, we’ve cultivated an amazing team of loan officers dedicated to helping you reach your financing goals. Whether you’re looking for a local property or something out of state, our Milford team has a national presence and the resources necessary to position you for success. Contact our team today – we would be happy to assist you!

our team

Chris Affinito

Chris Affinito

Chief Revenue Officer

NMLS# 1499866

Alex Rauso

Alex Rauso

Processing Coordinator

Alexander Hauer

Alexander Hauer

Mortgage Banker

NMLS# 2793837

Andrew Johnson

Andrew Johnson

Mortgage Banker

NMLS# 1660745

Anne Ogden

Anne Ogden

Senior Mortgage Banker

NMLS# 523291

Ariella Eisenberg

Ariella Eisenberg

Mortgage Banker

NMLS# 2005796

Bill Flanagan

Bill Flanagan

Mortgage Loan Originator

NMLS# 1525363

Brandon Geary

Brandon Geary

Mortgage Banker

NMLS# 2734617

Charlie Masse

Charlie Masse

Branch Manager/VP, Mortgage Loan Originator

NMLS# 23120

Coleman Hathaway

Coleman Hathaway

Mortgage Banker

Conroy Johnson

Conroy Johnson

Mortgage Banker

NMLS# 2535834

Corinne Moreno

Corinne Moreno

Branch Manager

NMLS# 1858258

David Caron

David Caron

Mortgage Banker

NMLS# 2881138

Debora Valdes

Debora Valdes

Branch Manager

NMLS# 1793296

Dennis Works

Dennis Works

VP, Mortgage Loan Originator

NMLS# 1031662

Desmond Ladd

Desmond Ladd

Mortgage Banker

NMLS# 103696

Don Gennette

Don Gennette

Mortgage Banker

NMLS# 1490403

Eric Chou

Eric Chou

Loan Officer

NMLS# 2473047

Eric Khan

Eric Khan

VP of Sales

NMLS# 184348

Frederick Davila Jr

Frederick Davila Jr

Mortgage Banker

NMLS# 2446916

George Komoroski

George Komoroski

Vice President/Mortgage Loan Originator

NMLS# 16721

Hayley Horzepa

Hayley Horzepa

Mortgage Loan Originator

NMLS# 1891674

Jaime Laureano

Jaime Laureano

Senior Mortgage Loan Originator

NMLS# 257075

Jason Girardin

Jason Girardin

Senior Mortgage Loan Originator

NMLS# 144002

Jeremy  Schulz

Jeremy Schulz

Senior Mortgage Banker

NMLS# 87586

Joanne Ingle

Joanne Ingle

Branch Manager

NMLS# 1544833

Joseph Marek

Joseph Marek

Mortgage Banker

NMLS# 2043292

Josh Wallace

Josh Wallace

Mortgage Banker

NMLS# 2854387

Joshua Hayden

Joshua Hayden

Mortgage Banker

NMLS# 2446332

Juan Chamba

Juan Chamba

Mortgage Loan Originator

NMLS# 2064057

Kahmari Jacobs

Kahmari Jacobs

Mortgage Loan Originator

NMLS# 2827918

Karen Karker

Karen Karker

Mortgage Banker

NMLS# 85338

Kate DiBenedetto

Kate DiBenedetto

Mortgage Banker

NMLS# 1391040

Larry  Zezima

Larry Zezima

Mortgage Banker

NMLS# 657340

Leasly Negrón

Leasly Negrón

Mortgage Banker

NMLS# 2475920

Lisa German

Lisa German

Mortgage Banker

NMLS# 581886

Marc Laudicina

Marc Laudicina

Branch Manager

NMLS# 5429

Marco Merati

Marco Merati

Mortgage Loan Originator

NMLS# 376445

Mason Law

Mason Law

Mortgage Banker

NMLS# 2108006

Matthew Weidenfeller

Matthew Weidenfeller

Mortgage Banker

NMLS# 2822200

Matthew Trumbley

Matthew Trumbley

VP, Mortgage Loan Originator

NMLS# 13195

Michael McAllister

Michael McAllister

Mortgage Banker

NMLS# 1908612

Michael Gebbia

Michael Gebbia

Mortgage Loan Originator

NMLS# 1954372

Michael Hyder

Michael Hyder

Mortgage Banker

NMLS# 2888346

Mike Ortiz

Mike Ortiz

Mortgage Banker

NMLS# 1474791

Mike Duda

Mike Duda

Director of Retail Sales

Neal Ludovico

Neal Ludovico

Senior Mortgage Loan Originator

NMLS# 13193

Nelson DaSilva

Nelson DaSilva

VP, Mortgage Loan Originator

NMLS# 68184

Nick Caparosa

Nick Caparosa

VP, Mortgage Loan Originator

NMLS# 1481262

Nicolas Fabian

Nicolas Fabian

Director of Inside Sales

NMLS# 1748676

Pete Blaney

Pete Blaney

Senior Mortgage Banker

NMLS# 13165

Rebecca DiManno

Rebecca DiManno

Loan Officer Assistant

NMLS# 560702

Ryan Spano

Ryan Spano

Mortgage Loan Originator

NMLS# 2239937

Ryan Cast

Ryan Cast

Mortgage Banker

NMLS# 1482468

Shane Higgins

Shane Higgins

Senior Mortgage Banker

NMLS# 2020715

Shelby Lamarre

Shelby Lamarre

Mortgage Banker

NMLS# 1152674

Stephen Gambardella

Stephen Gambardella

Mortgage Banker

NMLS# 1997649

Susan McNamara

Susan McNamara

Mortgage Banker

NMLS# 116976

Susan Kayal

Susan Kayal

Mortgage Banker

NMLS# 2308472

Tammie Crainich

Tammie Crainich

Licensed Mortgage Advisor

NMLS# 75921

Thomas Ziemba

Thomas Ziemba

Mortgage Banker

NMLS# 2694981

Vanessa Salas

Vanessa Salas

Mortgage Banker

NMLS# 1784206

Victoria Possidento

Victoria Possidento

Senior Mortgage Banker

NMLS# 70586

William Lavigne

William Lavigne

Mortgage Banker

NMLS# 78392

William Hendrick

William Hendrick

Mortgage Banker

NMLS# 124934

Zach Cofrancesco

Zach Cofrancesco

Mortgage Loan Originator

NMLS# 2543739

House

The selection you need at the interest rate you want.

Testimonials

Jason Girardin’s knowledge and guidance were A+++ when we needed a mortgage. He was readily accessible to answer any questions no matter how trivial they were. Jason made the difficult process of applying for a mortgage feel almost effortless. I would highly recommend Jason Girardin at Total Mortgage!!

Mj K.

google

Testimonials

I can't say enough great things about working with Jason Girardin. I've had the pleasure of working with him both personally and professionally, and he is truly exceptional. He is knowledgeable, responsive, dependable, and goes above and beyond to make the mortgage process as smooth and stress-free as possible. He genuinely cares about his clients, is always available to answer questions, and consistently delivers outstanding service. As both a homeowner and a real estate professional, I know how important it is to have someone you can trust, and he is exactly that. I recommend him without hesitation to anyone looking for an outstanding mortgage broker!

Jamie M.

google

Testimonials

I had a wonderful experience working with Dennis and the team at Total Mortgage! Their patience, professionalism, and communication throughout the entire process made purchasing my home seamless and stress-free. Dennis was always available to answer questions and guide me every step of the way. I truly appreciate everything they did to help make this milestone happen. Highly recommend!

Angelica S.

google

Testimonials

Full disclosure: We’re cousins. He rocks hats like he’s auditioning to be the fourth member of Bell Biv DeVoe, but don't let the 1990s wardrobe fool you—the man is a total powerhouse in the mortgage world. He took amazing care of my family back in the low-rate glory days, and he just gave some first-time buyer friends of mine the ultimate white-glove treatment. 10/10 service. His hats might be questionable, but his mortgage skills are straight-up Poison.

Seth G.

google

Testimonials

Jason is fantastic to work with! Pulls miracles when it comes to getting funding for real estate. Even if the terms are bad, he will tell you his advice even if it prevents him from getting paid. Overall, very trusting and knows his stuff. I refinanced my condo, back in 2017. He even was able to get me more than what I was pre approved for when I bought my house. Keep up the good work! I’ll be sure to pass your info to everyone I know!

Michael P.

google

Testimonials

I had a great experience working with Jason throughout the process of purchasing my home. He is very professional, knowledgeable, responsive, and made what can be a stressful process feel smooth and straightforward. He took the time to answer all my questions, kept me informed every step of the way, and made sure everything stayed on track through closing. I really appreciated his communication, attention to detail, and willingness to go above and beyond to make the process as easy as possible. I would absolutely recommend him to anyone looking to purchase a home or refinance. Thank you for helping make the home-buying process such a great experience!

Nick B.

google

Testimonials

Look no further! When it comes to explaining the entire mortgage process, Jason was the person we needed. He took the time to break down the numbers in a way that could be easily understood...something that's extremely important when making one of the most expensive purchases of your life. We trusted Jason so much that we refinanced with him, too. Smart, funny, & very communicative, you won't be disappointed!

Michael W.

google

Testimonials

I've worked with Jason more than once to secure financing as well as re-financing for our home mortgage. He is professional, diligent and conscientious, walking us through each step of the process and ensuring we secured the best option as quickly as possible. Fast, honest and knowledgeable. I recommend him to anyone seeking financing. He is a trusted resource.

Gregory S.

google

Testimonials

Loan officer was knowledgeable and easily and readily available for any questions I had. The portal and mobile app are excellent.

Thomas L.

thelenderlist

Testimonials

HIGHLY RECOMMEND!! Marco was so helpful, the entire process was easy and fast. Communication was consistent and timely! We closed in record time and had no delays!

Jennifer M.

zillow

Testimonials

Thanks for everything- will be referring people to Zach in the future. Very much appreciate everything, great service and a great person. Thank you!!

Zoë

zillow

Testimonials

Zack was great to work with, explained everything well got back to me quick if I had any questions, updated me on every step would recommend zack 100%

James T.

zillow

Testimonials

Nice

Ederaldo C.

thelenderlist

Testimonials

Was an amazing experience Susan is very knowledgeable and was by our side from start to finish. Will definitely look forward to working with her again.

Jessica E.

google

Testimonials

Was a great experience. Joanne was extremely informative and helpful. Always willing to take my calls and questions.

Anthony S.

google

Testimonials

Dennis was an absolute pleasure to work with. He was very knowledgeable and answered all of our questions. If and when we do it again we will definitely be reaching back out to him!!

Keisha M.

google

Testimonials

Everything was perfect Debora and her team was amazing

Jose S.

thelenderlist

Testimonials

It was great working with Charlie Masse. Buying a home can be a stressful and overwhelming process, but Charlie and his team made everything so much easier by guiding us through every step and making sure we understood the process along the way. He was professional, knowledgeable and always willing to answer our questions or concerns. We are incredibly grateful for all the hard work he put into helping us achieve our goal of becoming a homeowners. Highly recommend!

Suada B.

google

Testimonials

I had an excellent experience working with Nelson DaSilva. He was professional, helpful, and supportive throughout the process. He took the time to explain everything clearly and made the experience much easier and less stressful. I truly appreciate his dedication, patience, and excellent service. I highly recommend Nelson to anyone looking for a reliable mortgage professional!

Carine F.

google

Testimonials

Nic was not only amazing to work with but also went above and beyond for me and my family. He was available at all hours, was on top of everything at a moments notice. I felt like I was not just another client but more like family or friends the way he handled our refinance and when explaining all the details. I would only use him moving forward or someone he trusted.

Sawyer D.

google
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The current 30-year fixed mortgage rate is as low as 7.250%. Get a personalized quote in just a few minutes.

Above rates last updated November 8th 2026, 4:30pm EST.

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