Milford, CT NMLS# 2764

185 Plains Road, Milford, CT 06461

Welcome to our Milford, CT location!

We’re proud to call Milford our home base and headquarters for all operations. Since 1997, we’ve cultivated an amazing team of loan officers dedicated to helping you reach your financing goals. Whether you’re looking for a local property or something out of state, our Milford team has a national presence and the resources necessary to position you for success. Contact our team today – we would be happy to assist you!

our team

Chris Affinito

Chris Affinito

Chief Revenue Officer

NMLS# 1499866

Alex Rauso

Alex Rauso

Processing Coordinator

Alexander Hauer

Alexander Hauer

Mortgage Banker

NMLS# 2793837

Andrew Johnson

Andrew Johnson

Mortgage Banker

NMLS# 1660745

Anne Ogden

Anne Ogden

Senior Mortgage Banker

NMLS# 523291

Ariella Eisenberg

Ariella Eisenberg

Mortgage Banker

NMLS# 2005796

Bill Flanagan

Bill Flanagan

Mortgage Loan Originator

NMLS# 1525363

Brandon Geary

Brandon Geary

Mortgage Banker

NMLS# 2734617

Charlie Masse

Charlie Masse

Branch Manager/VP, Mortgage Loan Originator

NMLS# 23120

Coleman Hathaway

Coleman Hathaway

Mortgage Banker

Conroy Johnson

Conroy Johnson

Mortgage Banker

NMLS# 2535834

Corinne Moreno

Corinne Moreno

Branch Manager

NMLS# 1858258

Debora Valdes

Debora Valdes

Branch Manager

NMLS# 1793296

Dennis Works

Dennis Works

VP, Mortgage Loan Originator

NMLS# 1031662

Desmond Ladd

Desmond Ladd

Mortgage Banker

NMLS# 103696

Don Gennette

Don Gennette

Mortgage Banker

NMLS# 1490403

Eric Chou

Eric Chou

Loan Officer

NMLS# 2473047

Eric Khan

Eric Khan

VP of Sales

NMLS# 184348

Frederick Davila Jr

Frederick Davila Jr

Mortgage Banker

NMLS# 2446916

George Komoroski

George Komoroski

Vice President/Mortgage Loan Originator

NMLS# 16721

Gina Pereira

Gina Pereira

Mortgage Loan Originator

NMLS# 1294432

Hayley Horzepa

Hayley Horzepa

Mortgage Loan Originator

NMLS# 1891674

Jaime Laureano

Jaime Laureano

Senior Mortgage Loan Originator

NMLS# 257075

Jason Girardin

Jason Girardin

Senior Mortgage Loan Originator

NMLS# 144002

Jeremy  Schulz

Jeremy Schulz

Senior Mortgage Banker

NMLS# 87586

Joanne Ingle

Joanne Ingle

Branch Manager

NMLS# 1544833

Joseph Marek

Joseph Marek

Mortgage Banker

NMLS# 2043292

Joshua Hayden

Joshua Hayden

Mortgage Banker

NMLS# 2446332

Juan Chamba

Juan Chamba

Mortgage Loan Originator

NMLS# 2064057

Karen Karker

Karen Karker

Mortgage Banker

NMLS# 85338

Kate DiBenedetto

Kate DiBenedetto

Mortgage Banker

NMLS# 1391040

Kristin Polacik

Kristin Polacik

Mortgage Loan Originator

NMLS# 1536535

Leasly Negrón

Leasly Negrón

Mortgage Banker

NMLS# 2475920

Lisa German

Lisa German

Mortgage Banker

NMLS# 581886

Marc Laudicina

Marc Laudicina

Branch Manager

NMLS# 5429

Marco Merati

Marco Merati

Mortgage Loan Originator

NMLS# 376445

Mason Law

Mason Law

Mortgage Banker

NMLS# 2108006

Matthew Trumbley

Matthew Trumbley

VP, Mortgage Loan Originator

NMLS# 13195

Michael McAllister

Michael McAllister

Mortgage Banker

NMLS# 1908612

Michael Gebbia

Michael Gebbia

Mortgage Loan Originator

NMLS# 1954372

Mike Duda

Mike Duda

Director of Retail Sales

Mike Ortiz

Mike Ortiz

Mortgage Banker

NMLS# 1474791

Neal Ludovico

Neal Ludovico

Senior Mortgage Loan Originator

NMLS# 13193

Nelson DaSilva

Nelson DaSilva

VP, Mortgage Loan Originator

NMLS# 68184

Nick Caparosa

Nick Caparosa

VP, Mortgage Loan Originator

NMLS# 1481262

Nicolas Fabian

Nicolas Fabian

Director of Inside Sales

NMLS# 1748676

Pete Blaney

Pete Blaney

Senior Mortgage Banker

NMLS# 13165

Rebecca DiManno

Rebecca DiManno

Loan Officer Assistant

NMLS# 560702

Ryan Spano

Ryan Spano

Mortgage Loan Originator

NMLS# 2239937

Ryan Cast

Ryan Cast

Mortgage Banker

NMLS# 1482468

Sasha Delgado

Sasha Delgado

Mortgage Loan Originator

NMLS# 1184803

Shane Higgins

Shane Higgins

Senior Mortgage Banker

NMLS# 2020715

Shelby Lamarre

Shelby Lamarre

Mortgage Banker

NMLS# 1152674

Stephen Gambardella

Stephen Gambardella

Mortgage Banker

NMLS# 1997649

Susan McNamara

Susan McNamara

Mortgage Banker

NMLS# 116976

Susan Kayal

Susan Kayal

Mortgage Banker

NMLS# 2308472

Tammie Crainich

Tammie Crainich

Licensed Mortgage Advisor

NMLS# 75921

Thomas Ziemba

Thomas Ziemba

Mortgage Banker

NMLS# 2694981

Victoria Possidento

Victoria Possidento

Senior Mortgage Banker

NMLS# 70586

William Lavigne

William Lavigne

Mortgage Banker

NMLS# 78392

Zach Cofrancesco

Zach Cofrancesco

Mortgage Loan Originator

NMLS# 2543739

House

The selection you need at the interest rate you want.

Testimonials

We truly appreciate all the support and guidance you provided throughout my home purchase process. Your professionalism, patience, and dedication made the experience smooth and less stressful for us.

Jose L.

google

Testimonials

I am very happy with my experience! They were very responsive, proactive, and professional! I have already recommended Total Mortgage to my friends, family and colleagues.

Sandy R.

google

Testimonials

​Marco was exceptionally helpful through the entire mortgage process. He is an absolute pleasure to work with, such a nice guy and extremely knowledgeable. Whenever I had a question, he always had an answer or would find out almost right away. I am planning to recommend him to anyone who ever asks me about a mortgage broker. I honestly can't say enough good things; he is truly great at his job!

Zachary T.

zillow

Testimonials

Very efficient people

Eugenio D.

thelenderlist

Testimonials

From the moment we met Shane—which was the last minute before offering on our home—he went above and beyond to support us through our home purchase. Shane took time out of his 1st wedding anniversary picnic to introduce himself to us and walk us through the pre-approval process. He was available for us 24/7 for our many questions and explained everything about our mortgage process in a respectful and approachable method so we felt comfortable with each step as we moved toward closing. He worked with us closely to get a great rate while meeting our monthly payment comfortability. I would use Shane for every home purchase and recommend him to all of my friends and family. He is reliable, knowledgable, and genuine. We couldn't imagine navigating our first home purchase without his expertise and guidance. 10/10! We are lucky to have made a life-long partner in real estate as well as a friend.

William F.

zillow

Testimonials

Gina was amazing to deal with. Kind, efficient and reliable. She went out of her way to help me as I have a busy life and she made it very easy for me. If you are looking for a mortgage or a re fi, call Gina, hands down the best! LV

Lynne V.

google

Testimonials

Charlie has been working with our clients for years, he truly is the "mortage educator", as he guides our buyers through whats best for each individual purchase.

David T.

google

Testimonials

Nelson is the best !! They help with ABSOLUTELY EVERYTHING to make my dream come true!

Paula B.

google

Testimonials

My experience with Charlie was fantastic. He was exceptional from the very first phone call to the day we finally met in person on the day of my closing. Throughout my entire journey, he provided me with invaluable advice that I’m happy to share with anyone who’s considering buying a house.

W H.

google

Testimonials

I was having a hard time getting my bank to help me when i was looking to purchase my home. Charlie was very professional, patient and worked with me until he found the best way to help me. I refinanced that same house (lower rate) with Charlie. I am recommending to all my friend needing help.

Carine K.

google

Testimonials

Very exceptional person to work with. He goes above and beyond to make sure you are satisfied. Would recommend time and time again. Love this company.

Juliet M.

google

Testimonials

I love working with Charles, we've done 3 transactions together and each one is smooth. Charles and his team are efficient, excellent comnunicators and also incredible problem solvers. They do everything they can to get my clients their homes.

Colleen G.

google

Testimonials

Total Mortgage services are excellent. I am well pleased with the level of professionalism that I encountered from the team, Mr. Charlie Masse, JR and so many others. They helped me through the process on getting my first home, they are knowledgeable, patient and understanding. I am encouraging any first timer to give Total Mortgage a chance.

Simone T.

google

Testimonials

This is the place to go for efficiency and understanding. Charlie works with all types of budgets and is a Wizard at making deals happen. I wouldn't go anywhere else. I am a client for life as is my family.

Richard E.

google

Testimonials

Charlie and his team were fantastic to work with and made the process easy for my buyers. I would definitely recommend him to anyone who has mortgage needs.

Teresa D.

google

Testimonials

Charlie is an exceptional mortgage lender. He truly takes the time to understand each h client and their needs as well as establish a relationship with them and their Realtors representing them. I would recommend him 100 times over and always refer him to my clients. Thank you Charlie for all that you do!

Jesica B.

google

Testimonials

I had a great experience working with Charlie. He was very knowledgeable and responsive throughout the transaction. He always put his clients' best interests first and was a pleasure to work with. I look forward to working with him again.

Sasha I.

google

Testimonials

Charlie and his team have very respectful and personable thru every time he has been of service. Will definitely recommend and call upon his services again.

Stephen H.

google

Testimonials

My experience with Victoria Possidento and Total Mortgage was excellent. I felt that I was dealing with someone who understood my needs. There are a lot of moving parts to buying a home and getting financing. It felt good to know I was working with a knowledgeable and experienced agent.

Mary (.

google

Testimonials

This is the place for you if you want to get things done in a timely fashion! I've played around for months working with other companies to close and Total stepped up and did it in 2 weeks! Congratulations to me!

David L.

google
Mortgage Rates Illustration

Mortgage rates today

The current 30-year fixed mortgage rate is as low as 6.875%. Get a personalized quote in just a few minutes.

Above rates last updated July 30th 2026, 4:30pm EST.

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