Milford, CT NMLS# 2764

185 Plains Road, Milford, CT 06461

Welcome to our Milford, CT location!

We’re proud to call Milford our home base and headquarters for all operations. Since 1997, we’ve cultivated an amazing team of loan officers dedicated to helping you reach your financing goals. Whether you’re looking for a local property or something out of state, our Milford team has a national presence and the resources necessary to position you for success. Contact our team today – we would be happy to assist you!

Our Team

Chris Affinito

Chris Affinito

Chief Revenue Officer

NMLS# 1499866

Shelby Lamarre

Shelby Lamarre

Mortgage Banker

NMLS# 1152674

Alex Rauso

Alex Rauso

Processing Coordinator

Alexander Hauer

Alexander Hauer

Mortgage Banker

NMLS# 2793837

Andrew Johnson

Andrew Johnson

Mortgage Banker

NMLS# 1660745

Anne Ogden

Anne Ogden

Senior Mortgage Banker

NMLS# 523291

Ariella Eisenberg

Ariella Eisenberg

Mortgage Banker

NMLS# 2005796

Bill Flanagan

Bill Flanagan

Mortgage Loan Originator

NMLS# 1525363

Brandon Geary

Brandon Geary

Mortgage Banker

NMLS# 2734617

Charlie Masse

Charlie Masse

Branch Manager/VP, Mortgage Loan Originator

NMLS# 23120

Conroy Johnson

Conroy Johnson

Mortgage Banker

NMLS# 2535834

Corinne Moreno

Corinne Moreno

Branch Manager

NMLS# 1858258

Debora Valdes

Debora Valdes

Branch Manager

NMLS# 1793296

Dennis Works

Dennis Works

VP, Mortgage Loan Originator

NMLS# 1031662

Desmond Ladd

Desmond Ladd

Mortgage Banker

NMLS# 103696

Don Gennette

Don Gennette

Mortgage Banker

NMLS# 1490403

Eric Chou

Eric Chou

Loan Officer

NMLS# 2473047

Eric Khan

Eric Khan

Regional Manager

NMLS# 184348

Frederick Davila Jr

Frederick Davila Jr

Mortgage Banker

NMLS# 2446916

George Komoroski

George Komoroski

Vice President/Mortgage Loan Originator

NMLS# 16721

Gina Pereira

Gina Pereira

Mortgage Loan Originator

NMLS# 1294432

Hayley Horzepa

Hayley Horzepa

Mortgage Loan Originator

NMLS# 1891674

Jaime Laureano

Jaime Laureano

Senior Mortgage Loan Originator

NMLS# 257075

Jason Girardin

Jason Girardin

Senior Mortgage Loan Originator

NMLS# 144002

Joanne Ingle

Joanne Ingle

Branch Manager

NMLS# 1544833

Joshua Hayden

Joshua Hayden

Mortgage Banker

NMLS# 2446332

Juan Chamba

Juan Chamba

Mortgage Loan Originator

NMLS# 2064057

Karen Karker

Karen Karker

Mortgage Banker

NMLS# 85338

Kate DiBenedetto

Kate DiBenedetto

Mortgage Banker

NMLS# 1391040

Kevin Kearns

Kevin Kearns

Branch Manager

NMLS# 175711

Leasly Negrón

Leasly Negrón

Mortgage Banker

NMLS# 2475920

Lisa German

Lisa German

Mortgage Banker

NMLS# 581886

Luz Del Carmen McCray

Luz Del Carmen McCray

Mortgage Loan Originator

NMLS# 1232031

Marc Laudicina

Marc Laudicina

Branch Manager

NMLS# 5429

Marco Merati

Marco Merati

Mortgage Loan Originator

NMLS# 376445

Mason Law

Mason Law

Mortgage Banker

NMLS# 2108006

Matthew Trumbley

Matthew Trumbley

VP, Mortgage Loan Originator

NMLS# 13195

Michael Campanaro

Michael Campanaro

Mortgage Banker

NMLS# 409889

Michael McAllister

Michael McAllister

Mortgage Banker

NMLS# 1908612

Michael Gebbia

Michael Gebbia

Mortgage Loan Originator

NMLS# 1954372

Mike Duda

Mike Duda

Director of Retail Sales

Mike Ortiz

Mike Ortiz

Mortgage Banker

NMLS# 1474791

Neal Ludovico

Neal Ludovico

Senior Mortgage Loan Originator

NMLS# 13193

Nelson DaSilva

Nelson DaSilva

VP, Mortgage Loan Originator

NMLS# 68184

Nick Caparosa

Nick Caparosa

VP, Mortgage Loan Originator

NMLS# 1481262

Nicolas Fabian

Nicolas Fabian

Director of Inside Sales

NMLS# 1748676

Pete Blaney

Pete Blaney

Senior Mortgage Banker

NMLS# 13165

Rebecca DiManno

Rebecca DiManno

Loan Officer Assistant

NMLS# 560702

Ryan Spano

Ryan Spano

Mortgage Loan Originator

NMLS# 2239937

Ryan Cast

Ryan Cast

Mortgage Banker

NMLS# 1482468

Shane Higgins

Shane Higgins

Senior Mortgage Banker

NMLS# 2020715

Stephen Gambardella

Stephen Gambardella

Mortgage Banker

NMLS# 1997649

Susan Kayal

Susan Kayal

Mortgage Banker

NMLS# 2308472

Susan McNamara

Susan McNamara

Mortgage Banker

NMLS# 116976

Tammie Crainich

Tammie Crainich

Licensed Mortgage Advisor

NMLS# 75921

Thomas Ziemba

Thomas Ziemba

Mortgage Banker

NMLS# 2694981

Victoria Possidento

Victoria Possidento

Senior Mortgage Banker

NMLS# 70586

William Lavigne

William Lavigne

Mortgage Banker

NMLS# 78392

Zach Cofrancesco

Zach Cofrancesco

Mortgage Loan Originator

NMLS# 2543739

House

The selection you need at the interest rate you want.

Testimonials

Michael and the Total Mortgage team made our home buying process smooth and stress-free from start to finish. They were responsive, knowledgeable, and always there to answer our questions. Highly recommend!

Morgan R.

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Testimonials

Excellent!

Horace W.

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Testimonials

I'm officially a homeowner and I couldn't be more excited. I have to say, working with Charles, JR Torchon, Pat Frazier and the Total Mortgage team was a genuinely great experience. From pre-approval all the way through to closing day, you kept me informed, moved quickly when deadlines were tight, and made what could have been a very stressful process feel manageable. The turnaround on documents and the responsiveness whenever I had questions really stood out. This was my first real estate purchase and you made it a smooth one. I'll absolutely be recommending you to anyone in my network looking for a lender and when it's time to expand the portfolio, you'll be my first call. Thanks again to you and the entire team for everything.

Rexler N.

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Testimonials

Charlie Masse and Kristyn Brockett really helped me through the whole process. This was our first mortgage and home purchase and we had a significant lack of knowledge but they answered any and all questions! Really took the time to be careful through the process too. Couldn't have been easier!

Adam W.

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Testimonials

Everyone was very helpful, and everything moved very smoothly.

Brett Y.

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Testimonials

The loan officer George was very patient and knowledgeable in what he was doing.

Janette J.

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Testimonials

Siempre estuviste presente y buscaste la forma de ayudarme sin importar la hora gracias eres la mejor

Andy F.

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Testimonials

Nelson was great helping me with all the proces, paper work.

Henry P.

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Testimonials

Exceptional, work with me from the beginning and guide me all the way through the process, very happy Thank you so much!..

Carlos Z.

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Testimonials

Nic Fabian (and his team) was by far the best and most supportive loan officer I have ever dealt with. He was responsive, professional, and delivered when it mattered. I wasn’t just another number. I mattered and I was treated with respect. All the anxiety and stress that everyone goes through when buying a house, Nic was the calm, prepared person to guide me and my family. I can’t say enough good things to describe how amazing and uplifting this experience was. If I ever decide to buy another property, Nic Fabian is the first person I am calling every time! Total Mortgage has made this event a very special one. Thank you!

Matthew G.

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Testimonials

⭐️⭐️⭐️⭐️⭐️ I can’t say enough amazing things about Zach and his team at Total Mortgage! From start to finish, the entire process was seamless, stress-free, and actually enjoyable (which says a lot when it comes to mortgages). Zach is incredibly knowledgeable, responsive, and genuinely cares about his clients. He took the time to explain every step, answer all my questions (no matter how small), and made sure I felt confident and comfortable throughout the entire process. His attention to detail and commitment to getting the best outcome truly sets him apart. His team was just as impressive—organized, efficient, and always one step ahead. Everything was handled quickly and professionally, and I always felt like I was in the best hands. If you’re looking for a mortgage broker who is trustworthy, dedicated, and goes above and beyond, Zach and the team at Total Mortgage are the absolute best. I would recommend them 1000 times over! Thank you again for making this such a smooth and positive experience

Michele W.

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Testimonials

Working with George with Total Mortgage and his staff was a pleasant experience, they minimized the stress of home buying. They helped patiently during the whole process. Closing itself was smooth and hassle free. Overall, a positive experience.

Cynthia G.

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Testimonials

Lisa was a true gem throughout this entire process. She communicated with remarkable clarity and efficiency, ensuring that every detail was understood. Her responsiveness and thoughtful approach made navigating challenges feel seamless and effortless.

Laprisha B.

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Testimonials

Working with Zach and his team, was truly a great experience. They were professional, knowledgeable, and always quick to respond, making the entire process smooth and far less stressful. I especially appreciated their patience, clear communication, and dedication to helping me every step of the way. I’m so grateful for their support and would highly recommend!

Leslie O.

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Testimonials

The staff was always will to help in ways she can and if she do not have a answer to my questions, she will quarry with her superiors and get back to me in a timely manner.

Shonette S.

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Testimonials

As first time home buyers my wife and I were unsure what to expect and how to navigate the loan process. Shane explained everything in great detail, and was available to talk whenever we needed. He made a daunting process smooth and easy and I couldn't be happier we chose to work with him. Would recommend without reservation to anyone looking for someone who is knowledgeable and responsive and clearly takes great pride in his work. Thank you again!!!

Patrick

zillow

Testimonials

Great person to work with On top of everything

Amel A.

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Testimonials

Extremely professional. Charlie made the process super easy!

Ismael J.

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Testimonials

The process went smoothly and received great care from Charlie and Kristyn !! Number 1 in my book. Highly recommend them!!

Teresa F.

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Testimonials

As a first time home buyer, partnering with Joanne Ingle could not have been a better experience. From start to finish, Joanne was a great communicator and extremely responsive, always making sure I understood each step of the process. Everything felt smooth and well organized and all of my questions were answered promptly along the way. I truly appreciated the guidance and support during what could have been a stressful time. I couldn’t recommend Joanne Ingle more highly.

Sebastian V.

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Above rates last updated May 28th 2026, 12:30pm EST.

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