Milford, CT NMLS# 2764

185 Plains Road, Milford, CT 06461

Welcome to our Milford, CT location!

We’re proud to call Milford our home base and headquarters for all operations. Since 1997, we’ve cultivated an amazing team of loan officers dedicated to helping you reach your financing goals. Whether you’re looking for a local property or something out of state, our Milford team has a national presence and the resources necessary to position you for success. Contact our team today – we would be happy to assist you!

our team

Chris Affinito

Chris Affinito

Chief Revenue Officer

NMLS# 1499866

Alex Rauso

Alex Rauso

Processing Coordinator

Alexander Hauer

Alexander Hauer

Mortgage Banker

NMLS# 2793837

Andrew Johnson

Andrew Johnson

Mortgage Banker

NMLS# 1660745

Anne Ogden

Anne Ogden

Senior Mortgage Banker

NMLS# 523291

Ariella Eisenberg

Ariella Eisenberg

Mortgage Banker

NMLS# 2005796

Bill Flanagan

Bill Flanagan

Mortgage Loan Originator

NMLS# 1525363

Brandon Geary

Brandon Geary

Mortgage Banker

NMLS# 2734617

Charlie Masse

Charlie Masse

Branch Manager/VP, Mortgage Loan Originator

NMLS# 23120

Coleman Hathaway

Coleman Hathaway

Mortgage Banker

Conroy Johnson

Conroy Johnson

Mortgage Banker

NMLS# 2535834

Corinne Moreno

Corinne Moreno

Branch Manager

NMLS# 1858258

Debora Valdes

Debora Valdes

Branch Manager

NMLS# 1793296

Dennis Works

Dennis Works

VP, Mortgage Loan Originator

NMLS# 1031662

Desmond Ladd

Desmond Ladd

Mortgage Banker

NMLS# 103696

Don Gennette

Don Gennette

Mortgage Banker

NMLS# 1490403

Eric Chou

Eric Chou

Loan Officer

NMLS# 2473047

Eric Khan

Eric Khan

VP of Sales

NMLS# 184348

Frederick Davila Jr

Frederick Davila Jr

Mortgage Banker

NMLS# 2446916

George Komoroski

George Komoroski

Vice President/Mortgage Loan Originator

NMLS# 16721

Gina Pereira

Gina Pereira

Mortgage Loan Originator

NMLS# 1294432

Hayley Horzepa

Hayley Horzepa

Mortgage Loan Originator

NMLS# 1891674

Jaime Laureano

Jaime Laureano

Senior Mortgage Loan Originator

NMLS# 257075

Jason Girardin

Jason Girardin

Senior Mortgage Loan Originator

NMLS# 144002

Jeremy  Schulz

Jeremy Schulz

Senior Mortgage Banker

NMLS# 87586

Joanne Ingle

Joanne Ingle

Branch Manager

NMLS# 1544833

Joseph Marek

Joseph Marek

Mortgage Banker

NMLS# 2043292

Joshua Hayden

Joshua Hayden

Mortgage Banker

NMLS# 2446332

Juan Chamba

Juan Chamba

Mortgage Loan Originator

NMLS# 2064057

Kahmari Jacobs

Kahmari Jacobs

Mortgage Loan Originator

NMLS# 2827918

Karen Karker

Karen Karker

Mortgage Banker

NMLS# 85338

Kate DiBenedetto

Kate DiBenedetto

Mortgage Banker

NMLS# 1391040

Kristin Polacik

Kristin Polacik

Mortgage Loan Originator

NMLS# 1536535

Leasly Negrón

Leasly Negrón

Mortgage Banker

NMLS# 2475920

Lisa German

Lisa German

Mortgage Banker

NMLS# 581886

Marc Laudicina

Marc Laudicina

Branch Manager

NMLS# 5429

Marco Merati

Marco Merati

Mortgage Loan Originator

NMLS# 376445

Mason Law

Mason Law

Mortgage Banker

NMLS# 2108006

Matthew Trumbley

Matthew Trumbley

VP, Mortgage Loan Originator

NMLS# 13195

Michael McAllister

Michael McAllister

Mortgage Banker

NMLS# 1908612

Michael Gebbia

Michael Gebbia

Mortgage Loan Originator

NMLS# 1954372

Mike Duda

Mike Duda

Director of Retail Sales

Mike Ortiz

Mike Ortiz

Mortgage Banker

NMLS# 1474791

Neal Ludovico

Neal Ludovico

Senior Mortgage Loan Originator

NMLS# 13193

Nelson DaSilva

Nelson DaSilva

VP, Mortgage Loan Originator

NMLS# 68184

Nick Caparosa

Nick Caparosa

VP, Mortgage Loan Originator

NMLS# 1481262

Nicolas Fabian

Nicolas Fabian

Director of Inside Sales

NMLS# 1748676

Pete Blaney

Pete Blaney

Senior Mortgage Banker

NMLS# 13165

Rebecca DiManno

Rebecca DiManno

Loan Officer Assistant

NMLS# 560702

Ryan Cast

Ryan Cast

Mortgage Banker

NMLS# 1482468

Ryan Spano

Ryan Spano

Mortgage Loan Originator

NMLS# 2239937

Sasha Delgado

Sasha Delgado

Mortgage Loan Originator

NMLS# 1184803

Shane Higgins

Shane Higgins

Senior Mortgage Banker

NMLS# 2020715

Shelby Lamarre

Shelby Lamarre

Mortgage Banker

NMLS# 1152674

Stephen Gambardella

Stephen Gambardella

Mortgage Banker

NMLS# 1997649

Susan Kayal

Susan Kayal

Mortgage Banker

NMLS# 2308472

Susan McNamara

Susan McNamara

Mortgage Banker

NMLS# 116976

Tammie Crainich

Tammie Crainich

Licensed Mortgage Advisor

NMLS# 75921

Thomas Ziemba

Thomas Ziemba

Mortgage Banker

NMLS# 2694981

Victoria Possidento

Victoria Possidento

Senior Mortgage Banker

NMLS# 70586

William Lavigne

William Lavigne

Mortgage Banker

NMLS# 78392

Zach Cofrancesco

Zach Cofrancesco

Mortgage Loan Originator

NMLS# 2543739

House

The selection you need at the interest rate you want.

Testimonials

Transaction went very smoothly I would highly recommend Charlie with his years of experience

Lynelle A.

google

Testimonials

Amazing team would recommend them to anyone charlie ,JR

Miguel V.

google

Testimonials

Charlie was extremely knowledgeable and helped me in so many ways. He was always ready to assist with useful suggestions . In the end, I was able to secure the mortgage at a good rate. Thanks Charles ! I could not have done this without you!

Susan C.

google

Testimonials

Total Mortgage was there every step of the way. From the application process and even attention that was needed at closing, they were there for it all with quickness and efficiency! Highly recommend!

Mary F.

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Testimonials

Working with Jaime Laureano was one of the best decisions I made during my home-buying process. From the very beginning, he was professional, knowledgeable, patient, and always willing to answer every question I had. He guided me through every step, kept me informed, and made what could have been a stressful experience feel much easier. What impressed me the most was his honesty, dedication, and genuine commitment to helping me. I never felt like just another client—he truly cared about making sure everything went as smoothly as possible. If you're looking for someone you can trust to help you with your mortgage, I highly recommend Jaime Laureano and the team at Total Mortgage. I am extremely grateful for everything he did for me and would confidently recommend him to my family, friends, and anyone looking to buy a home. Thank you, Jaime, for your outstanding service. You truly deserve five stars!

Edward O.

thelenderlist

Testimonials

Highly recommend!! I wish we had the opportunity to use Joanne for our first home loan. She is beyond knowledgeable, patient and effectively communicates through the entire process. She has your best interests at heart and I can assure you, you will be in the best of hands! The most amazing experience during a stressful time of purchasing our forever home.

Kayla M.

google

Testimonials

After another lender couldn’t make a loan work for us, we reached out to Shane and we just moved into our new home! Couldn’t recommend him enough. He was responsive and thoughtful and made it a smooth process.

Kayla F.

zillow

Testimonials

Joanne was amazing from start to finish with a great personality easing the overall process

M F.

google

Testimonials

From start to finish Total Mortgage made buying my home a smooth experience and I am very grateful to Charlie and Kristyn, and the team for providing their guidance, expertise and support throughout the entire process. Highly recommended!!!!!

Michael M.

google

Testimonials

Todo

Nery E.

thelenderlist

Testimonials

Shane was phenomenal from start to finish. As a first time homebuyer, I had a lot of questions and expected the mortgage process to be overwhelming, but he made everything incredibly straightforward and stress free. He worked incredibly fast, helped me secure an excellent rate, guided me through the MassHousing process, and made uploading all of my documentation unbelievably easy. What really stood out though, was that he didn’t just move quickly. He took the time to educate me. He patiently explained every step of the process so I understood what was happening and felt confident in every decision. Shane was always responsive, no matter the time, and consistently patient, attentive, and professional. I never felt like I was bothering him with questions, and he always made sure I had the information I needed. Buying your first home can be intimidating, but thanks to Shane, I felt completely at ease throughout the entire process. I couldn’t recommend him more highly, and I would absolutely work with him again.

Dilanjan A.

zillow

Testimonials

Zach made what could have been a stressful home-buying experience feel smooth from start to finish. He was always available to answer my questions, explained every step of the mortgage process in a way that was easy to understand, and kept me updated throughout the entire transaction. I never felt like I was left wondering what was happening next. He was knowledgeable, responsive, and genuinely cared about helping me get into my new home. Even when unexpected questions or challenges came up, Zach handled everything professionally and made sure I felt confident moving forward. His communication and attention to detail really stood out. I couldn’t have asked for a better lender to work with and would recommend Zach without hesitation to anyone looking to buy a home. Thank you for making such an important milestone a great experience!

John V.

zillow

Testimonials

We truly appreciate all the support and guidance you provided throughout my home purchase process. Your professionalism, patience, and dedication made the experience smooth and less stressful for us.

Jose L.

google

Testimonials

I am very happy with my experience! They were very responsive, proactive, and professional! I have already recommended Total Mortgage to my friends, family and colleagues.

Sandy R.

google

Testimonials

​Marco was exceptionally helpful through the entire mortgage process. He is an absolute pleasure to work with, such a nice guy and extremely knowledgeable. Whenever I had a question, he always had an answer or would find out almost right away. I am planning to recommend him to anyone who ever asks me about a mortgage broker. I honestly can't say enough good things; he is truly great at his job!

Zachary T.

zillow

Testimonials

Very efficient people

Eugenio D.

thelenderlist

Testimonials

From the moment we met Shane—which was the last minute before offering on our home—he went above and beyond to support us through our home purchase. Shane took time out of his 1st wedding anniversary picnic to introduce himself to us and walk us through the pre-approval process. He was available for us 24/7 for our many questions and explained everything about our mortgage process in a respectful and approachable method so we felt comfortable with each step as we moved toward closing. He worked with us closely to get a great rate while meeting our monthly payment comfortability. I would use Shane for every home purchase and recommend him to all of my friends and family. He is reliable, knowledgable, and genuine. We couldn't imagine navigating our first home purchase without his expertise and guidance. 10/10! We are lucky to have made a life-long partner in real estate as well as a friend.

William F.

zillow

Testimonials

Gina was amazing to deal with. Kind, efficient and reliable. She went out of her way to help me as I have a busy life and she made it very easy for me. If you are looking for a mortgage or a re fi, call Gina, hands down the best! LV

Lynne V.

google

Testimonials

Charlie has been working with our clients for years, he truly is the "mortage educator", as he guides our buyers through whats best for each individual purchase.

David T.

google

Testimonials

Nelson is the best !! They help with ABSOLUTELY EVERYTHING to make my dream come true!

Paula B.

google
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The current 30-year fixed mortgage rate is as low as 6.875%. Get a personalized quote in just a few minutes.

Above rates last updated August 12th 2026, 12:30pm EST.

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