South Carolina

Before we found Denise my family did not know if we would be able to find a home but she was an absolute god send. Highly recommend her to anyone looking for a home.

Denise was a pleasure to work with. She made the entire process smooth and efficient, and we were able to close in less than two weeks with a great rate. She was always prompt, knowledgeable, and responsive. I highly recommend her!

Scott was fantastic to work with, and made obtaining a mortgage loan easy! We provided him with lots of background information, and it all showed up populated in TM’s application for our review and signature. Wow; that saved us so much time! He watched interest rates carefully , enabling us to lock in at a great rate. Scott is an excellent communicator and kept us on track and apprised at every step of the way. Could not have been happier with his services!

⭐️⭐️⭐️⭐️⭐️ + Denise Panza is truly THE BEST OF THE BEST 🙏❤️! As a Florida real estate professional and an expert in Naples FLORIDA area, I have had the pleasure of working with Denise on multiple mortgages for my clients / buyers, and she has consistently delivered an exceptional experience. Her professionalism, extensive knowledge, and more than 30 years of mortgage banking experience are evident throughout every transaction. Denise always goes above and beyond to find the right financing solution, communicate clearly, meet important deadlines, and ensure the entire loan process moves forward as smoothly as possible. Her responsiveness, attention to detail, and ability to get things done in a timely manner continually exceed everyone’s expectations. Most importantly, Denise genuinely cares about every client she serves. She combines expertise and determination with a warm, personal approach that gives buyers confidence and peace of mind throughout the mortgage process. I trust Denise completely with my clients and highly recommend her to anyone seeking an experienced, dependable, and outstanding mortgage loan originator. She truly puts the fun in funding and delivers five-star service every time! ⭐️⭐️⭐️⭐️⭐️

Bridget's patience is abundant and greatly appreciated! This refi was a difficult one due to the repairs that had to take place and the very slow pace at which the contactor was completing the project. Bridget was kind, understanding, informative and accommodating throughout the entire process. I will definitely be referring anyone I can to her and will always bring my business right back to her whenever possible. Thank you, Bridget, for being my voice of reason and my sounding board throughout the entire refi. I couldn't have done it without you!

Terry and team just helped us purchase our second home. Always a great experience all around. I recommend total mortgage to anyone who needs financing for their home.

Fantastic experience, fast communication and pre-approval.

I highly recommend Total Mortgage! Their loan process was straightforward, organized, and easy to follow from start to finish. The team was always available to answer questions, explain each step, and keep us informed throughout the entire mortgage process. Their program made what can be a stressful experience feel simple and manageable. Thanks to their guidance, we were able to move through underwriting and closing with confidence. If you’re looking for a lender that provides excellent communication and an easy-to-understand path to homeownership, Total Mortgage is a great choice!

George made me feel completely at ease and comfortable throughout the entire home-buying process. He was always just a phone call away, promptly answered all of my questions, and consistently returned my calls in a timely manner. His promptness, professionalism, and support helped ease all of my fears about buying a home. Thanks to George, the process was much easier, less stressful, and even fun! I’m truly grateful for all of his help and would highly recommend him to anyone looking to buy a home.

Working with Nick Caparosa and the entire Total Mortgage team was an excellent experience from beginning to end. As a first-time homebuyer, I had many questions throughout the process, and everyone was patient, responsive, and always willing to explain each step clearly. Nick and his team kept me informed, addressed my concerns promptly, and worked hard to make sure everything moved forward smoothly through closing. Buying a home can be stressful, but their professionalism, knowledge, and dedication gave me confidence throughout the entire journey. I truly felt that they cared about helping my family and me achieve our dream of becoming homeowners. I’m extremely grateful for all their guidance and support, and I highly recommend Nick Caparosa and the entire Total Mortgage team to anyone looking for a trustworthy, dependable, and professional mortgage team.