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Refinance Rates
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Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
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Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
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Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
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Andover, MA NMLS# 1827307
978.852.9707
aconcemi@totalmortgage.com
75 Essex Street,
Andover,MA 01810
Ashland City, TN NMLS# 1774802
203.876.2200
mredente@totalmortgage.com
1003 Lockridge Lane,
Ashland City,TN 37015
Auburn, MA NMLS# 2633842
508.847.0728
ekokosinska@totalmortgage.com
319A Southbridge St,
Auburn,MA 01501
Bangor, ME NMLS# 2536684
207.478.2065
mlloyd@totalmortgage.com
4 Union Plaza Suite,
Bangor,ME 04401
Bethany, CT NMLS# 1952725
203.410.3523
tjackson@totalmortgage.com
48 Earley Court,
Bethany,CT 06524
Bethel, CT NMLS# 1456002
302.290.9272
jvladimirl@totalmortgage.com
158 Greenwood Ave,
Bethel,CT 06801
Braintree, MA NMLS# 2619104
508.562.0225
kevin@totalmortgage.com
46 Church Street,
Braintree,MA 02184
Branford, CT NMLS# 1377625
203.643.6280
bbalisciano@totalmortgage.com
1156 Main Street,
Branford,CT 06405
Bridgeport, CT NMLS# 2539585
203.783.5504
ndasilva@totalmortgage.com
1313 Connecticut Ave,
Bridgeport,CT 06607
Brockton, MA NMLS# 1829117
774.274.3880
jdossantos@totalmortgage.com
281 Pleasant Street,
Brockton,MA 02301
Chapin, SC NMLS# 1702767
dkaplan@totalmortgage.com
504 Lexington Avenue,
Chapin,SC 29036
Charlottesville, VA NMLS# 2720101
203.994.1085
ddavis@totalmortgage.com
675 Peter Jefferson Parkway,
Charlottesville,VA 22911
Cranston, RI NMLS# 1707623
401.943.4550
dom.a@totalmortgage.com
1055 Oaklawn Avenue,
Cranston,RI 02920
Fairfield, CT NMLS# 1054942
203.209.5554
tbepko@totalmortgage.com
1 Post Road,
Fairfield,CT 06824
Fall River, MA NMLS# 2347643
508.649.6590
ospears@totalmortgage.com
580 Eastern Avenue,
Fall River,MA 02723
Farmington, CT NMLS# 2587938
860.630.0214
jearl@totalmortgage.com
128 Garden Street,
Farmington,CT 06032
Fort Mill, SC NMLS# 2571337
201.637.9020
swachtel@totalmortgage.com
1171 Market Street,
Fort Mill,SC 29708
Glastonbury, CT NMLS# 2386314
860.933.8480
bzanlungo@totalmortgage.com
340 Hebron Ave,
Glastonbury,CT 06033
Guam, GU NMLS# 2447090
671.685.4663
mehrgott@totalmortgage.com
1350 North Marine Corps Drive,
Upper Tumon,GU 96913
Hackensack, NJ NMLS# 2630632
917.532.4416
lconklin@totalmortgage.com
54 Main Street,
Hackensack,NJ 07601
Harrisonburg, VA NMLS# 2578526
jbarbee@totalmortgage.com
2262 Blue Stone Hills Drive,
Harrisonburg,VA 22801
Henderson, NV NMLS# 2617138
702.624.3556
jcastro@totalmortgage.com
2850 W Horizon Ridge Parkway,
Henderson,NV 89052
Indiana, PA NMLS# 2604603
724.464.0484
abrida@totalmortgage.com
643 Maple Street,
Indiana,PA 15701
Laconia, NH NMLS# 2605446
603.520.1269
jmccall@totalmortgage.com
51 Elm Street,
Laconia,NH 03246
Leominster, MA NMLS# 1822397
978.401.3670
dpeach@totalmortgage.com
975 Merriam Ave,
Leominster,MA 01453
Litchfield Hills, CT NMLS# 1872940
860.806.0009
awarner@totalmortgage.com
406 Main Street,
Winsted,CT 06098
Lyons, IL NMLS# 2569467
708.777.1124
grobledo@totalmortgage.com
8553 Ogden Ave, Unit #1,
Lyons,IL 60534
Middletown, CT NMLS# 2376855
tmarino@totalmortgage.com
124 College Street,
Middletown,CT 06455
Middletown, RI NMLS# 2643781
401.608.1418
nbrownell@totalmortgage.com
26 Valley Road,
Middletown,RI 02842
Milford, CT NMLS# 2764
203.876.2200
team@totalmortgage.com
185 Plains Road,
Milford,CT 06461
Monroe, CT NMLS# 2545847
203.443.8025
nkaszei@totalmortgage.com
588 Monroe Turnpike,
Monroe,CT 06468
Monroe, CT NMLS# 2606881
203.526.9345
asantos@totalmortgage.com
731 Main Street,
Monroe,CT 06468
Naples, FL NMLS# 1994786
203.942.6845
dpanza@totalmortgage.com
12250 Tamiami Trail E,
Naples,FL 34113
Nashua, NH NMLS# 2660472
603.801.0397
shellya@totalmortgage.com
154 Broad Street,
Nashua,NH 03063
New Bedford, MA NMLS# 2585611
774.534.2334
dadacosta@totalmortgage.com
114 Tarkiln Hill Rd,
New Bedford,MA 02745
Niantic, CT NMLS# 1969210
860.917.5623
jjohnston@totalmortgage.com
85 Pennsylvania Ave,
Niantic,CT 06357
Olney, MD NMLS# 2604611
443.864.2391
sdyole@totalmortgage.com
18200 Georgia Ave,
Olney,MD 20832
Pawtucket, RI NMLS# 2661655
267.334.0669
jgraham@totalmortgage.com
145 Newport Avenue,
Pawtucket,RI 02861
Pembroke Pines, FL NMLS# 1533200
954.682.4368
fgutierrez@totalmortgage.com
1000 N Hiatus Road,
Pembroke Pines,FL 33026
Portland, ME NMLS# 1853405
207.775.2620
dbarton@totalmortgage.com
311 Darling Avenue,
South Portland,ME 04106
Port Saint Lucie, FL NMLS# 2580384
772.340.4003
dkent@totalmortgage.com
156 SW Saratoga Avenue,
Port Saint Lucie,FL 34953
Ridgefield, CT NMLS# 1006514
203.431.2600
thastings@totalmortgage.com
23 Catoonah Street,
Ridgefield,CT 06877
Rochester, NH NMLS# 2707508
603.568.8994
wgaudet@totalmortgage.com
73 Pickering Road,
Rochester,NH 03839
Rock Hall, MD NMLS# 2605357
617.448.0315
mspeer@totalmortgage.com
5951 Haven Wood Drive,
Rock Hall,MD 21661
Rockville, MD NMLS# 2604609
301.254.7636
mchelst@totalmortgage.com
11900 Parklawn Drive,
Rockville,MD 20852
Salem, MA NMLS# 2468597
508.436.3181
stmonteiro@totalmortgage.com
131 Boston Street,
Salem,MA 01970
Salem, NH NMLS# 2701690
203.876.2200
dortega@totalmortgage.com
395 Main Street,
Salem,NH 03079
Salem, NH NMLS# 2662500
978.835.4665
jkhoury@totalmortgage.com
23 S. Broadway,
Salem,NH 03079
Salem, NH NMLS# 2639835
603.809.5398
lbailey@totalmortgage.com
32 Main Street,
Salem,NH 03079
Shelton, CT NMLS# 1796951
203.783.5530
jmcniff@totalmortgage.com
6 Huntington Street,
Shelton,CT 06484
Shelton, CT NMLS# 1850768
203.394.1595
clara@totalmortgage.com
410 Howe Ave,
Shelton,CT 06484
South Windsor, CT NMLS# 2117347
860.292.0282
sgreene@totalmortgage.com
112 Deming Street,
South Windsor,CT 06074
Springfield, MA NMLS# 2466757
413.977.8155
mostrander@totalmortgage.com
525 Springfield st,
Feeding Hills,MA 01030
Stoneham, MA NMLS# 2473015
978.269.4387
mehrgott@totalmortgage.com
2 Main Street,
Stoneham,MA 02180
Tampa, FL NMLS# 2491452
405.762.0731
wangiulo@totalmortgage.com
502 Fremont Ave,
Tampa,FL 33606
Tampa Bay, FL NMLS# 2444401
860.806.0009
awarner@totalmortgage.com
7777 131st,
Seminole,FL 33776
Temecula, CA NMLS# 2610719
858.224.3231
wcolson@totalmortgage.com
41877 Enterprise Circle N,
Temecula,CA 92590
Vero Beach 2, FL NMLS# 1797727
954.682.4368
fgutierrez@totalmortgage.com
2145 14th Ave,
Vero Beach,FL 32960
West Hartford, CT NMLS# 1980860
860.325.0801
rbreed@totalmortgage.com
65 LaSalle Rd,
West Hartford,CT 06107
West Palm Beach, FL NMLS# 2292688
954.448.9193
wpb@totalmortgage.com
319 Clematis Street,
West Palm Beach,FL 33401
Worcester, MA NMLS# 2617188
774.641.1882
csanchez@totalmortgage.com
100 Front Street,
Worcester,MA 01608
Yantic, CT NMLS# 2408407
860.204.9010
achurch@totalmortgage.com
58 Yantic Flats Rd,
Yantic,CT 06389
