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Purchase Rates
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Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
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Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
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Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.
Washington, NJ NMLS# 2838324
Total Mortgage’s Washington, NJ branch is here to help local buyers and homeowners feel confident throughout the mortgage process. Serving Warren County and nearby New Jersey communities, our team brings personalized service, clear communication, and reliable support to every loan.
From first-time homebuyers to experienced homeowners, we’re here to help you find the right financing path and move forward with confidence.
The selection you need at the interest rate you want.
Mortgage rates today
The current 30-year fixed mortgage rate is as low as 6.875%. Get a personalized quote in just a few minutes.
Above rates last updated July 31st 2026, 4:30pm EST.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
