Hawthorne, NY NMLS# 2853071

245 Saw Mill River Road, Suite #106, Hawthorne, NY 10532

Located in the heart of Westchester County, our Hawthorne branch is here to help homebuyers, homeowners, and real estate partners navigate the mortgage process with confidence. Whether you’re purchasing your first home, moving into your next one, refinancing, or exploring loan options, our team is committed to providing clear communication, personalized guidance, and dependable support from start to finish.

With local market knowledge and access to a wide range of mortgage programs, the Hawthorne team works to find financing solutions that fit each borrower’s unique goals. We’re proud to serve Hawthorne and the surrounding communities throughout Westchester County with a mortgage experience built on trust, care, and expertise.

House

The selection you need at the interest rate you want.

Testimonials

I spoke with Kevin Kearns, of Total Mortgage,who from the beginning of our partnership was helpful, professional and kind. I had many questions which he calmly answered. He guided me through the many documents that had to be read and signed. Kevin Kearns answered all my questions and gave me the confidence to pursue my home mortgage. When his assistant was going to send me messages, he notified me so that I would understand who the person was and what needed to be accomplished. All of the steps needed to obtain a mortgage were explained so that I could understand them. I would recommend using Total Mortgage when you need to obtain a home mortgage. Eileen Corrigan

Eileen C.

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Testimonials

Kevin is amazing. Was able to get my loan processed and approved in weeks.

Salvatore S.

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Testimonials

Kevin is the best. 3 successful transaction to date.

Joseph D.

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Testimonials

The process was super easy and went very quickly. Dealing with both Kevin and Emily was a fantastic experience!

Barbara P.

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Mortgage Rates Illustration

Mortgage rates today

The current 30-year fixed mortgage rate is as low as 6.500%. Get a personalized quote in just a few minutes.

Above rates last updated June 26th 2026, 12:30pm EST.

Crunch the numbers

Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.

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