Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.
Hawthorne, NY NMLS# 2853071
245 Saw Mill River Road, Suite #106, Hawthorne, NY 10532
Located in the heart of Westchester County, our Hawthorne branch is here to help homebuyers, homeowners, and real estate partners navigate the mortgage process with confidence. Whether you’re purchasing your first home, moving into your next one, refinancing, or exploring loan options, our team is committed to providing clear communication, personalized guidance, and dependable support from start to finish.
With local market knowledge and access to a wide range of mortgage programs, the Hawthorne team works to find financing solutions that fit each borrower’s unique goals. We’re proud to serve Hawthorne and the surrounding communities throughout Westchester County with a mortgage experience built on trust, care, and expertise.
The selection you need at the interest rate you want.
Mortgage rates today
The current 30-year fixed mortgage rate is as low as 6.750%. Get a personalized quote in just a few minutes.
Above rates last updated August 26th 2026, 4:30pm EST.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
