Milford, CT NMLS# 2764

185 Plains Road, Milford, CT 06461

Welcome to our Milford, CT location!

We’re proud to call Milford our home base and headquarters for all operations. Since 1997, we’ve cultivated an amazing team of loan officers dedicated to helping you reach your financing goals. Whether you’re looking for a local property or something out of state, our Milford team has a national presence and the resources necessary to position you for success. Contact our team today – we would be happy to assist you!

our team

Chris Affinito

Chris Affinito

Chief Revenue Officer

NMLS# 1499866

Alex Rauso

Alex Rauso

Processing Coordinator

Alexander Hauer

Alexander Hauer

Mortgage Banker

NMLS# 2793837

Andrew Johnson

Andrew Johnson

Mortgage Banker

NMLS# 1660745

Anne Ogden

Anne Ogden

Senior Mortgage Banker

NMLS# 523291

Ariella Eisenberg

Ariella Eisenberg

Mortgage Banker

NMLS# 2005796

Bill Flanagan

Bill Flanagan

Mortgage Loan Originator

NMLS# 1525363

Brandon Geary

Brandon Geary

Mortgage Banker

NMLS# 2734617

Charlie Masse

Charlie Masse

Branch Manager/VP, Mortgage Loan Originator

NMLS# 23120

Coleman Hathaway

Coleman Hathaway

Mortgage Banker

Conroy Johnson

Conroy Johnson

Mortgage Banker

NMLS# 2535834

Corinne Moreno

Corinne Moreno

Branch Manager

NMLS# 1858258

David Caron

David Caron

Mortgage Banker

NMLS# 2881138

Debora Valdes

Debora Valdes

Branch Manager

NMLS# 1793296

Dennis Works

Dennis Works

VP, Mortgage Loan Originator

NMLS# 1031662

Desmond Ladd

Desmond Ladd

Mortgage Banker

NMLS# 103696

Don Gennette

Don Gennette

Mortgage Banker

NMLS# 1490403

Eric Chou

Eric Chou

Loan Officer

NMLS# 2473047

Eric Khan

Eric Khan

VP of Sales

NMLS# 184348

Frederick Davila Jr

Frederick Davila Jr

Mortgage Banker

NMLS# 2446916

George Komoroski

George Komoroski

Vice President/Mortgage Loan Originator

NMLS# 16721

Gina Pereira

Gina Pereira

Mortgage Loan Originator

NMLS# 1294432

Hayley Horzepa

Hayley Horzepa

Mortgage Loan Originator

NMLS# 1891674

Jaime Laureano

Jaime Laureano

Senior Mortgage Loan Originator

NMLS# 257075

Jason Girardin

Jason Girardin

Senior Mortgage Loan Originator

NMLS# 144002

Jeremy  Schulz

Jeremy Schulz

Senior Mortgage Banker

NMLS# 87586

Joanne Ingle

Joanne Ingle

Branch Manager

NMLS# 1544833

Joseph Marek

Joseph Marek

Mortgage Banker

NMLS# 2043292

Josh Wallace

Josh Wallace

Mortgage Banker

NMLS# 2854387

Joshua Hayden

Joshua Hayden

Mortgage Banker

NMLS# 2446332

Juan Chamba

Juan Chamba

Mortgage Loan Originator

NMLS# 2064057

Kahmari Jacobs

Kahmari Jacobs

Mortgage Loan Originator

NMLS# 2827918

Karen Karker

Karen Karker

Mortgage Banker

NMLS# 85338

Kate DiBenedetto

Kate DiBenedetto

Mortgage Banker

NMLS# 1391040

Larry  Zezima

Larry Zezima

Mortgage Banker

NMLS# 657340

Leasly Negrón

Leasly Negrón

Mortgage Banker

NMLS# 2475920

Lisa German

Lisa German

Mortgage Banker

NMLS# 581886

Marc Laudicina

Marc Laudicina

Branch Manager

NMLS# 5429

Marco Merati

Marco Merati

Mortgage Loan Originator

NMLS# 376445

Mason Law

Mason Law

Mortgage Banker

NMLS# 2108006

Matthew Weidenfeller

Matthew Weidenfeller

Mortgage Banker

NMLS# 2822200

Matthew Trumbley

Matthew Trumbley

VP, Mortgage Loan Originator

NMLS# 13195

Michael McAllister

Michael McAllister

Mortgage Banker

NMLS# 1908612

Michael Gebbia

Michael Gebbia

Mortgage Loan Originator

NMLS# 1954372

Michael Hyder

Michael Hyder

Mortgage Banker

NMLS# 2888346

Mike Duda

Mike Duda

Director of Retail Sales

Mike Ortiz

Mike Ortiz

Mortgage Banker

NMLS# 1474791

Neal Ludovico

Neal Ludovico

Senior Mortgage Loan Originator

NMLS# 13193

Nelson DaSilva

Nelson DaSilva

VP, Mortgage Loan Originator

NMLS# 68184

Nick Caparosa

Nick Caparosa

VP, Mortgage Loan Originator

NMLS# 1481262

Nicolas Fabian

Nicolas Fabian

Director of Inside Sales

NMLS# 1748676

Pete Blaney

Pete Blaney

Senior Mortgage Banker

NMLS# 13165

Rebecca DiManno

Rebecca DiManno

Loan Officer Assistant

NMLS# 560702

Ryan Cast

Ryan Cast

Mortgage Banker

NMLS# 1482468

Ryan Spano

Ryan Spano

Mortgage Loan Originator

NMLS# 2239937

Shane Higgins

Shane Higgins

Senior Mortgage Banker

NMLS# 2020715

Shelby Lamarre

Shelby Lamarre

Mortgage Banker

NMLS# 1152674

Stephen Gambardella

Stephen Gambardella

Mortgage Banker

NMLS# 1997649

Susan McNamara

Susan McNamara

Mortgage Banker

NMLS# 116976

Susan Kayal

Susan Kayal

Mortgage Banker

NMLS# 2308472

Tammie Crainich

Tammie Crainich

Licensed Mortgage Advisor

NMLS# 75921

Thomas Ziemba

Thomas Ziemba

Mortgage Banker

NMLS# 2694981

Victoria Possidento

Victoria Possidento

Senior Mortgage Banker

NMLS# 70586

William Lavigne

William Lavigne

Mortgage Banker

NMLS# 78392

Zach Cofrancesco

Zach Cofrancesco

Mortgage Loan Originator

NMLS# 2543739

House

The selection you need at the interest rate you want.

Testimonials

I have worked with Charlie and his team twice before and they have always been extremely helpful with the home buying process. And now that things are electronic the process is even quicker than before. Thank you!

Jes M.

google

Testimonials

Excelente experiencia con Total Mortgage. Desde el inicio hasta el final del proceso de compra de nuestra casa, recibimos un servicio profesional, amable y muy atento. Nos explicaron cada paso con claridad y estuvieron siempre disponibles para ayudarnos. Estamos muy agradecidos por todo el apoyo y por hacer posible nuestro sueño de tener nuestra primera casa. Recomendamos Total Mortgage al 100%. 🏡❤️

Mauricio M.

thelenderlist

Testimonials

Enjoyed working with this group for our home mortgage. Getting them the information they needed was an easy process.

Lora M.

thelenderlist

Testimonials

Joanne was great! Very helpful, responsive, and just an overall great experience.

Jeff S.

google

Testimonials

Friendly and down to earth they worked hard to save me as much as possible

Raddison82

google

Testimonials

We just can’t say enough positive things about Susan! When seeking refinance/ HELOC advice,Susan was very knowledgeable about all options. She was available, reliable, patient & great to work with throughout the process. We highly recommend Susan Kayal for all of your mortgage needs. Carol & Ashley Thibodeau

Huey’s F.

google

Testimonials

I had an excellent experience working with Débora at Total Mortgage. She was incredibly professional, knowledgeable, and attentive throughout the entire process. She took the time to explain everything clearly, answered all of my questions, and made what could have been a stressful experience feel smooth and reassuring. Débora was always responsive, patient, and genuinely committed to helping us. Her professionalism and attention to detail truly stood out. I’m very grateful for all her help and would highly recommend Débora and Total Mortgage to anyone looking for a trustworthy and professional mortgage team!

Talita S.

google

Testimonials

Débora is a outstanding player she went above and beyond from beginning to end Everything was smooth and her team was great as well If was possible to give 100000 stars Debora and her teammates deserves all Thank you all

Jc S.

google

Testimonials

I've worked with Shane several times with different buyers in Guilford and Killingworth CT. Each time he is able to deliver as promised on time and our buys are happy. I can always reach him after 5pm and on the weekends when I need him most. I would Highly recommend Shane to anyone interested in buying or refinancing a home.

Cory T.

google

Testimonials

I just want to say how helpful Desmond has been since day one. He helped us get our loan approved and guided us through the entire process, from filling out documents to answering all of our questions along the way. I highly recommend Desmond as your loan officer. You will not regret choosing him! He went above and beyond to help us achieve our dream of getting our house. I truly appreciate you taking the time to answer all of our questions, address our concerns, and make sure we understood every step of the process. You made this experience much less stressful for me and my family, and we are extremely grateful for all of your help, patience, and support. Thank you again, Desmond, for everything you have done for us! We truly appreciate you and all your hard work. Leynette & Alexis🏡

Leynette O.

thelenderlist

Testimonials

Nick was great to work with. He is very knowledgeable and made an effort to find the best mortgage product to suit my needs.

David R.

google

Testimonials

Excellent Experience, Great people!!!

J D.

google

Testimonials

Joanne was super helpful and made sure I understood every part of the process, and she made buying my first home feel a lot less scary!! 10/10!!!

Taylor C.

google

Testimonials

We had a fantastic experience working with Nicholas on the purchase of our new home in Florida. He helped us navigate our best financing options, kept communication clear and constant, and got us closed right on time. We'd definitely use Nicholas again and highly recommend his services!

Paola D.

google

Testimonials

(Translated by Google) We have a long history together, I've been her client for over 10 years. I'm so grateful to God for her life and her work. Thank you so much for always helping me 24/7, you're a wonderful person. Thank you so much! (Original) Longa historia juntos sou cliente dela a mais 10 anos so gratidao a Deus pela vida dela e pelo trabalho muito obrigado por me ajudar sempre 24/7 pessoa maravilhosa muito obrigado muito obrigado

Alexandre A.

google

Testimonials

Shane was an absolute consummate professional throughout our process of buying our first home. If you need a mortgage professional, Shane is the person you need to be speaking to. Shane was extremely knowledgeable, including minute-to-minute real world updates on the market - he was on the phone with us at all hours to explain every detail of our loan, and even helped us monitor the stock market and geopolitical news to make informed decisions that ultimately led us to have a winning mortgage contract. Shane knew exactly how to best represent our interests and get us an affordable mortgage and rates that worked for us. When you need an honest and reliable mortgage banker, I cannot recommend Shane enough. Thank you Shane!

Kevin

google

Testimonials

Shane was an absolute consummate professional throughout our process of buying our first home. If you need a mortgage professional, Shane is the person you need to be speaking to. Shane was extremely knowledgeable, including minute-to-minute real world updates on the market - he was on the phone with us at all hours to explain every detail of our loan, and even helped us monitor the stock market and geopolitical news to make informed decisions that ultimately led us to have a winning mortgage contract. Shane knew exactly how to best represent our interests and get us an affordable mortgage and rates that worked for us. When you need an honest and reliable mortgage banker, I cannot recommend Shane enough. Thank you Shane!

Kevin

zillow

Testimonials

Jason was very knowledgeable and always available to answer questions for me during my process as a first time homebuyer. No matter how silly the question or how much follow up was needed, he answered diligently and timely. Jason is the best mortgage broker you can work with.

Giovan R.

google

Testimonials

I can't recommend Debora Valdes highly enough for your mortgage needs. Her expertise and professionalism are truly outstanding. From our very first meeting, she demonstrated an in-depth understanding of the mortgage process and tailored her approach to fit my unique situation. Debora's commitment to timely service was impressive. She worked diligently to ensure that my mortgage was processed quickly, without sacrificing quality. I always felt informed and supported, thanks to her clear communication and prompt responses to my inquiries. If you're seeking a knowledgeable and dedicated mortgage professional, Debora is the one to choose. She goes above and beyond to make the experience as smooth as possible. Trust me, you’ll be in great hands!

Geraldo S.

google

Testimonials

If you're looking for a mortgage expert, look no further than Debora Valdes. From start to finish, Debora exemplifies professionalism and efficiency. Her extensive knowledge of the mortgage industry not only made the process seamless but also gave me confidence that I was making the right decisions. Debora's responsiveness and attention to detail are truly remarkable. She took the time to answer all my questions, ensuring I understood each step along the way. Her ability to secure my mortgage in a timely manner was impressive, and she kept me informed throughout the entire process. In a world where customer service can often fall short, Debora stands out as an exceptional professional. I wholeheartedly recommend her to anyone in need of mortgage assistance. You won't be disappointed!

Roger C.

google
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Mortgage rates today

The current 30-year fixed mortgage rate is as low as 7.500%. Get a personalized quote in just a few minutes.

Above rates last updated October 9th 2026, 4:30pm EST.

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