Milford, CT NMLS# 2764

Shane Higgins and his team were the absolute best people we could have had help us for buying our first home. He made sure every aspect of things was clear to us, and no question ever went unanswered. As first time homebuyers, we were nervous. But Shane and his team made this process so much less of a headache than it could have been, and was there for us every single step of the way. Now I can I say I am comfortably living in my first home with his help. Absolutely recommend total mortgage, Shane and his team!

In 2024, Shane guided my wife and I through the process of buying our first home together. Circumstances changed a year later and we were in a position where we needed a more accommodating place. Our first call....Shane Higgins. Without missing a beat...Shane guided us from the initial phone call all the way through closing. Leaning into his professionalism, expertise and dedication for a 2nd time all but solidified my belief that forever....we got our mortgage guy! Thanks Shane....for working tirelessly and effortlessly in ensuring such a smooth transition.

"“Shane was fantastic to work with—knowledgeable, responsive, and always looking out for my best interests. He made the mortgage process smooth and stress-free from start to finish. Highly recommend!�\n"

"Extremely satisfied. Shane was supportive during the entire process. The timelines were right on track. "

"Shane was very helpful and responsive even at the oddest hours. He answered our calls before during and after the closing to help us sort through all of our needs, and was very attentive to the getting us the best rate that he could"

Shane made the process of buying our house much easier, by being responsive and answering all of our questions at all hours. Really was an easy person to work with before and after closing.

Shane was very helpful and responsive before during and after the closing process. He was attentive to the context in which we were buying, and did his best to get us a good rate. He was also very responsive in the oddest hours

"Wonderful team especially my loan officer Shane he's inspired me , you can see that he loves what he's doing. Very nice, very responsive, always ready to answer your questions, very methodic and professional. My process only take 30 days. It was a pleasure working with them . "

Very professional, respectful, responsive,very engaging. I close my mortgage in 30 days. I got the reference from my colleague and that will not stop there, I will definitely recommend him to anyone who wants to purchase a new house.

Shane worked with me when other lenders didn’t. He worked with me for over a year.Every time a new property came up that I was interested in he was able to let me know where I stood with that property. He’s very honest and he always knew where I needed to improve my numbers to get where I needed to be. He was always a message or a Phone call away ready to answer all of my questions and concerns. If you’re looking for someone who knows how to guide you through the financial process of what it takes to purchase a home he is your guy. I highly recommend!