Michigan

Denise was a pleasure to work with. She made the entire process smooth and efficient, and we were able to close in less than two weeks with a great rate. She was always prompt, knowledgeable, and responsive. I highly recommend her!

⭐️⭐️⭐️⭐️⭐️ + Denise Panza is truly THE BEST OF THE BEST 🙏❤️! As a Florida real estate professional and an expert in Naples FLORIDA area, I have had the pleasure of working with Denise on multiple mortgages for my clients / buyers, and she has consistently delivered an exceptional experience. Her professionalism, extensive knowledge, and more than 30 years of mortgage banking experience are evident throughout every transaction. Denise always goes above and beyond to find the right financing solution, communicate clearly, meet important deadlines, and ensure the entire loan process moves forward as smoothly as possible. Her responsiveness, attention to detail, and ability to get things done in a timely manner continually exceed everyone’s expectations. Most importantly, Denise genuinely cares about every client she serves. She combines expertise and determination with a warm, personal approach that gives buyers confidence and peace of mind throughout the mortgage process. I trust Denise completely with my clients and highly recommend her to anyone seeking an experienced, dependable, and outstanding mortgage loan originator. She truly puts the fun in funding and delivers five-star service every time! ⭐️⭐️⭐️⭐️⭐️

First time home owner. I have to say the experience with Justin Girolimon at Total Mortgage was exceptional smooth from home purchasing power, locking in on my rate, to the closing date and I mean closing in a timely fashion, which many of our close friends couldn’t believe but Justin said we would close on such date and that’s exactly how it went. I also had a ton of questions for Justin and he always reached out back or made time to answer any questions or concerns. The process to owning a home many say it’s overwhelming but with Justin and my realtor Melanie Billie which is fantastic as well ! they made it seem a lot less stressful taking care of all the additional work behind the scenes. Would definitely recommend Total mortgage !

I was extremely pleased with how everything went and how it was handled. It was smooth and not stressful.

Jason Alvarez and Michael Del Grosso were incredibly helpful! I can’t say enough good things about them. Jason was there every step of the way—timely, professional, and considerate don’t begin to scratch the surface in describing the many ways that he provided excellent service throughout the entire process. Thank you!

Jim and his team were excellent to work with. Documents were timely and easy to sign and submit. He put together an excellent package and worked closely with us throughout the entire process. Five starts isn’t a high enough rating!

Just bought my first forever home with this team and they were great every step of the way. I definitely recommend even. They pay close attention to you as an individual and are quick with answers too. Will be working with this team for every future purchases also.

Working with Denise was such an amazing and helpful experience!! I would recommend her to anyone.

This was my second time working with Jim. He was responsive, knowledgable and helpful through our process. Highly recommend him for his experience and calm demeanor during the entire process. Thank you Jim!

The entire application process was incredibly easy and straightforward from start to finish. Every question I had was answered quickly, and his responsiveness was truly exceptional. He took the time to explain every step clearly, making sure I understood all of my options and felt confident throughout the process. His professionalism, knowledge, and dedication made what could have been a stressful experience feel simple and seamless. I highly recommend him to anyone looking for a responsive, trustworthy, and knowledgeable mortgage professional.