Update: Total Mortgage is still closing loans during the government shutdown.
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Total Mortgage greenlight program

When you use our GreenLight approval program, you're vetted and guaranteed a 21-day closing before you even settle on a house.*

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Total Mortgage's ontract program

Found the perfect home? Mortgage easier with our OnTrack Guarantee—we’ll close on time, or your first payment is on us.**

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all mortgage products

10/1 ARM
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Not everyone plans on living in the same house for 30 years. A 10/1 ARM is a smart compromise—a low rate now, so you can save for your future.

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15-Year Fixed
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If you’re looking to pay off your home quickly (and save on interest in the process), this mortgage may be just the thing for you.

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30-Year Fixed
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This is our most popular loan for a reason. It offers secure rates, consistent monthly payments, and has low down payment options.

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5/1  ARM
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A 5/1 ARM offers some of the lowest mortgage interest rates available—perfect for when you plan on moving in the near future.

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7/1 ARM
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7/1 ARMs are a great way to get a low interest rate, especially if you see yourself moving in the next 7 years.

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Cash-Out 15-Year
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Get the money you need for your next project while minimizing the interest you'll pay long term. That's a win-win.

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Cash-Out 30-Year
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Turn your equity into cash and refinance to a low rate—perfect for home improvement, consolidating debt, or other large projects.

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Co-op
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Buying a co-op is a little different than buying a house or condo. Luckily, we can help.

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FHA 15-Year
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A 15-year term allows you to pay off your FHA loan quicker while spending less in interest and closing costs.

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FHA 203k
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FHA 203k loans make it easy for borrowers to purchase and remodel homes, including foreclosed and distressed properties.

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FHA 30-Year
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Loans from the Federal Housing Administration have less stringent requirements and lower closing costs than traditional loans.

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FHA 5/1 ARM
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Thanks to a low upfront interest rate and low closing costs, this is one of the most affordable loans we offer.

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FHA Streamline
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If you already have an FHA loan, an FHA Streamline Refinance is your ticket to a quick and easy approval process.

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HARP 15-Year
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The HARP refinance program was built for homes that have dropped in value. A 15-year term could save you money in the long term.

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HARP 30-Year
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If you’re one of the many Americans whose home has dropped in value, then a HARP refinance may be just the solution you’re looking for.

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HARP 5-Year ARM
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A 5/1 ARM HARP refinance gives you the lowest interest rate upfront while allowing you to refinance your underwater home.

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HELOC
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Tapping into your home equity can free up funds for everything from home renovations to education costs.

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Homestyle Renovation
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A Homestyle Renovation loan makes it easy for you to roll your renovation costs into your loan.

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Jumbo 10/1 ARM
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A 10/1 jumbo ARM is the perfect choice for borrowers who want a large loan at a low rate and don't plan on sticking out a 30 year term.

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Jumbo 15-Year
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If you’re looking to pay off your home fast (and save on interest in the process), this mortgage may be just the thing for you.

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Jumbo 30-Year
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Planning to borrow over $424,100 (or $636,500 in some areas)? There’s a good chance that a jumbo loan is right for you.

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Jumbo 5/1 ARM
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For the lowest rates on loans larger than $424,100 ($636,500 in some areas), a 5/1 jumbo ARM might be the perfect fit.

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Jumbo 7/1 ARM
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For the lowest rate on a large loan, try a 7/1 jumbo ARM. It's great for those who plan on moving in the next 7 years.

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USDA 30-Year
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Thinking about ditching the city? Loans backed by the USDA require as little as 0% down, and come with lots of other benefits.

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USDA Streamline
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If your loan is already backed by the USDA, a USDA Streamline Refinance can make for a quick and easy approval process.

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VA 15-Year Fixed
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A 15-year fixed-rate VA loan helps veterans and active military build equity quickly with as little as 0% down

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VA 30-Year Fixed
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VA loans allow veterans and active military to get a mortgage with as little as 0% down. Plus, they’re easy to qualify for.

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VA Streamline
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For homeowners who already have VA loans, this VA Streamline Refinance makes your approval process quick and easy.

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