Update: Total Mortgage is still closing loans during the government shutdown.
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VA streamline refinance

low cost, fast refinance

quotes

I can't say enough about your professionalism, honesty, and great service. You can bet that if I proceed with a purchase, you will be my first call. I hope I get the opportunity to refer some business your way.

-Rob

the perfect loan for

easy refinancing

If you already have a VA loan, then you’re eligible for a VA Interest Rate Reduction Refinance, the most hassle-free way to refinance available today. It allows you to spend less time on paperwork and more time enjoying your home.

The clincher? Since one of the requirements for this refinance is that it has to lower your payment or provide some other benefit, you’re all but guaranteed to come out ahead.

Happy Couple

Spend less with a VA refinanance.

benefits

  • No appraisal required
  • No income verification needed
  • No-closing-cost options available

requirements

  • You currently have a VA loan
  • A credit score of at least 580
  • A refinance must lower your monthly payment or otherwise benefit you
  • At least 6 timely payments and no more than 1 late payment in the last 7-12 months
  • Property must have previously been or currently be your primary residence

*Terms and conditions apply.

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