Update: Total Mortgage is still closing loans during the government shutdown.
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USDA streamline refinance

low cost, easy refinance

quotes

I can't say enough about your professionalism, honesty, and great service. You can bet that if I proceed with a purchase, you will be my first call. I hope I get the opportunity to refer some business your way.

-Rob

the perfect loan for

easy refinancing

If you already have a USDA loan, then you’re in luck. That makes you eligible for a USDA Streamline Refinance, one of the simplest ways to refinance available today. It allows you to breeze through paperwork and get back to enjoying your home quickly.

The best part? Since one of the requirements for this refinance is that it has to lower your payment or provide some other benefit, you’re all but guaranteed to come out ahead.

Happy Couple

Refinance the easy way.

benefits

  • No new appraisal required
  • No income verification required
  • Underwater properties welcome
  • Low and no-closing-cost options available

requirements

  • You currently have a USDA loan
  • A refinance must reduce your monthly payment by at least $50
  • Your last 12 mortgage payments must have been on time
  • Property must be your primary residence
  • No cash out availabile

*Terms and conditions apply.

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