30-year fixed USDA
this loan is the mortgage industry’s best kept secret
We'll close your new purchase in 30 days or less or your first payment is on us*
the perfect loan for
rural and suburban bargain hunters
If you haven’t run across the USDA loan program in your mortgage search yet, we’re not surprised. Since this program is backed by The U.S. Department of Agriculture and designed to give the housing market a boost outside of cities, it caters to a just a fraction of American borrowers—making it less attractive to a lot of big banks.
However, a 30-year fixed-rate USDA loan has a lot of amazing perks, like more relaxed credit restrictions and down payments as low as 0%. Plus, despite the name, plenty of suburban areas qualify.
Claim your slice of country (or not-so-country) living.
- No down payment required
- Down payments as low as 3.5%
- Low private mortgage insurance costs
- Low credit scores accepted
- Your payment stays the same for the life of the loan
- You must have a credits score of at least 581
- You must make under 115% of the median income for your area
- The property must be located in a designated “rural” area
- Available for primary residences only
*Terms and conditions apply.