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30-year fixed cash-out

put your equity back in your pocket

30 Day Guarantee

We'll close your new purchase in 30 days or less or your first payment is on us*

the perfect loan for

big plans and bright ideas

Cash-out refinances allow you to nab a lower interest rate and turn some of your hard-won equity into liquid cash. While a normal refinance pays off your existing loan amount and replaces it with a loan of similar value, a cash-out refinance swaps it out for a larger one—giving you the difference in cash.

A 30-year fixed-rate cash-out refinance is a great choice if you’re working toward a goal, like making home improvements, paying down higher-interest debt, or investing.

Happy Couple

Tap into your equity with a cash-out refinance.

benefits

  • The cash to put your plans in action
  • Potential for a lower interest rate
  • Potential for a lower monthly payment
  • Your payment stays the same for the life of the loan

requirements

  • LTV of at least 80% must be maintained
  • An updated home appraisal
  • A debt-to-income ratio under 45%
  • A credit score of at least 620

*Terms and conditions apply.

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