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Demystifying Connecticut Mortgage Rates: CT Home Buying Guide

August 22, 2023 by Zach Festini Leave a comment

With its historic towns, vibrant cities, and diverse regions, Connecticut offers a variety of options in its real estate market. And like any other place, Connecticut’s real estate market is heavily influenced by mortgage rates. Mortgage rates fluctuate over time because of various economic factors and can greatly impact your monthly payments, total loan amount,... View Article

Forgivable Down Payment Assistance with Time To Own

April 24, 2023 by Zach Festini Leave a comment

As of Monday, April 24, 2023, the Time To Own program is back with $20 million in additional funding! If you’d like more information or want to explore your options, contact a loan expert today! One of the biggest obstacles to homeownership is the down payment – and even if you’re able to afford it,... View Article

5 Useful Tips for Buying a House After Divorce

March 20, 2023 by Staff Leave a comment

Before you start mortgage shopping, here’s what you can expect to face if you’re buying a house after divorce.

What Is Private Mortgage Insurance? How it Works and How to Avoid Paying PMI

March 13, 2023 by Zach Festini Leave a comment

Let’s take a look at private mortgage insurance, how much it impacts the cost of your mortgage, and how to avoid paying PMI.

How to Prepare for a Home Appraisal for Refinancing

March 10, 2023 by Shana Blatt 1 Comment

When you need to refinance your mortgage, it’s common practice for lenders to have a home appraiser assess the value of your property. Appraisers will take into account several factors, such as square footage, the number of bedrooms, and the current condition of the house. Although you can’t increase the square footage or the number... View Article

5 Mistakes Home Buyers Make When Buying Flips & New Construction

February 27, 2023 by Zach Festini Leave a comment

If you’re in the market for a new home, you may be wondering if a flipped or newly constructed property is a worthwhile option. While each has the potential for significant advantages, it’s important to understand exactly what you’re getting into. In this article, we’ll explain why new or fixer-upper homes are worth it, what... View Article

How to Refinance an Inherited House

February 24, 2023 by Carter Wessman Leave a comment

By refinancing an inherited house, you could potentially lower your monthly mortgage payments or make necessary updates or repairs by accessing built-up equity. Here’s what you need to know when it comes to refinancing your inherited property.

How to Use Gift Money for a Down Payment

February 22, 2023 by Zach Festini Leave a comment

Gift money is a cash donation (usually from a close relative) that you can use for your down payment, closing costs, and other fees. However, there are rules and requirements to keep in mind when using gift money during the loan process. In this article, we’ll cover everything you need to know about using gift... View Article

your home for up-to-date rate news and mortgage info

Demystifying Connecticut Mortgage Rates: CT Home Buying Guide

Forgivable Down Payment Assistance with Time To Own

5 Useful Tips for Buying a House After Divorce

What Is Private Mortgage Insurance? How it Works and How to Avoid Paying PMI

How to Prepare for a Home Appraisal for Refinancing

5 Mistakes Home Buyers Make When Buying Flips & New Construction

How to Refinance an Inherited House

How to Use Gift Money for a Down Payment

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