Mortgage Rates | Total Mortgage Blog

2020 Home Buyers and Sellers Generational Trends Report

April 20, 2021 by Kristen Karam 1 Comment

Introduction: The 2020 Home Buyers and Sellers Generational Trends Report highlighted similarities and differences across generations of home buyers and sellers. This report takes a look at trends among generational groups within the following 7 categories: Characteristics of Home Buyers Characteristics of Homes Purchased The Home Search Process Home Buying and Real Estate Professionals Financing the... View Article

Let’s Talk Loan Options: Conventional Loans

June 26, 2020 by Katie McIntosh Leave a comment

History of Conventional Home Loans: As we learned in our post about FHA loans and the history of mortgages, being a homeowner prior to the Great Depression was a major challenge that only few could take on. Thankfully, the mortgage industry was revamped in order to make homeownership a more attainable goal. One of the... View Article

Let’s Talk Loan Options: VA Home Loans

May 22, 2020 by Katie McIntosh Leave a comment

History: On this Memorial Day Weekend, we honor the men and women of the United States who put everything on the line to protect our country and the freedom we hold. In 1944, President Franklin D. Roosevelt signed the VA loan into law helping Veterans achieve the American dream. In 1970, under President Nixon, the... View Article

Let’s Talk Loan Options: USDA

April 10, 2020 by Katie McIntosh Leave a comment

History: Just like the Federal Housing Administration (FHA), the United States Department of Agriculture (USDA) Rural Development executive order was created during the Great Depression to help less fortunate families relocate. It wasn’t until the fall of 1994 that the USDA Development Department was created to help administer the USDA Home Loan Program for rural... View Article

What New Homeowners Need to Know About Getting Properly Insured After Buying a Home

April 3, 2020 by Katie McIntosh Leave a comment

By Brad Sorrentino of Sorrentino Legal, LLC Congratulations on buying a house! Now what? You may be wondering how to be adequately insured in case in case you ever get sued and protect your new, and biggest, asset. As a personal injury attorney in New Haven County, take it from me it is important to... View Article

Dear those learning a new normal,

March 24, 2020 by Katie McIntosh Leave a comment

The world as we know it has completely changed in just a matter of days. This has resulted in many of us learning a new skill set to effectively work from home or how to socially distance ourselves. As citizens of the United States, we are all in this together (just as Ashley Tisdale’s TikTok... View Article

Let’s Talk Loan Options: FHA Loan

March 12, 2020 by Katie McIntosh Leave a comment

History: Mortgages are not a one size fits all financial investment. As we learned in the History of Mortgages, FHA loans were created in response to the financial crisis of Great Depression. FHA loans, provided by the Federal Housing Administration, were the first mortgage product available to citizens that provided a fixed rate, were self-amortizing,... View Article

History of Mortgages

February 10, 2020 by Katie McIntosh Leave a comment

Buying a home is no easy task. With the low rates that we’re seeing across the industry, we can’t help but think of how mortgages came to be. Before we get started on where mortgages originated, we should cover what the term “mortgage” actually means. The word “mortgage” actually comes from two Latin words meaning... View Article

2020 Home Buyers and Sellers Generational Trends Report

Categories for Mortgage Rates

2020 Home Buyers and Sellers Generational Trends Report

Let’s Talk Loan Options: Conventional Loans

Let’s Talk Loan Options: VA Home Loans

Let’s Talk Loan Options: USDA

What New Homeowners Need to Know About Getting Properly Insured After Buying a Home

Dear those learning a new normal,

Let’s Talk Loan Options: FHA Loan

History of Mortgages

Info

Explore

Company