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What’s the Best Credit Score to Buy a House?

February 20, 2023 12:49 pm Published by Leave your thoughts

When the time comes to purchase a house, your credit score will play a critical role in your lender’s decision. So what’s the ideal credit score? The short answer: it depends. Various factors determine what credit score is needed to buy a house – and different mortgage products each have their own unique credit score... View Article

What Is Debt-to-Income Ratio and How Is It Calculated?

January 27, 2023 8:44 am Published by Comments Off on What Is Debt-to-Income Ratio and How Is It Calculated?

Your debt-to-income ratio, or DTI, signals your ability to repay a loan to your lender. A higher DTI means you carry too much debt compared to your monthly income, which could pose a greater risk to your lender. 

What is an Inspection Contingency Clause?

January 24, 2023 3:27 pm Published by Comments Off on What is an Inspection Contingency Clause?

With today’s competitive market moving faster than ever, it can be easy to fall in love with a home too fast or cut corners in favor of a better offer. Our advice? Don’t. Before you close the deal, make sure everything is in check – and especially be aware of your home inspection contingency clause.... View Article

Total Mortgage Services Emerges as Fastest Growing Mortgage Lender in Massachusetts

September 4, 2019 4:29 pm Published by Leave your thoughts

MILFORD, CT / ACCESSWIRE / August 27, 2019 / Total Mortgage Services, a nation-wide mortgage lender based in Connecticut, has recently been named the fastest growing mortgage company in Massachusetts through the first six months of the year, posting a YoY growth rate of 875%, according to The Warren Group, publisher of Banker & Tradesman. The... View Article

5 Places That Take Christmas Seriously

December 21, 2016 12:21 pm Published by Leave your thoughts

When you’re fighting your way through the holiday hordes at the mall, it can be tough to get into the Christmas spirit. Luckily, some people–and places–seem to be immune to those troubles. Here are 5 places that really go above and beyond. 1. Santa Claus, Indiana With a name like that, you can bet this Midwestern town... View Article

4 Historic Snow Storms

January 28, 2015 12:51 pm Published by Leave your thoughts

If you were anywhere near the northeast this week, there’s no way you escaped the 24-hour news coverage of The Blizzard of 2015, Winter Storm Juno, or—for many more southern parts of the area—The Storm That Wasn’t. We might not have gotten the widespread destruction that the weather forecast promised, but that doesn’t mean we... View Article

10 Turn-Offs that Can Cost You an Offer

December 5, 2014 11:44 am Published by Leave your thoughts

Half the battle of selling a house is convincing a potential buyer it’s as close to move-in ready as possible. This means many of the things that don’t seem like a big deal to you can actually be the nail in the coffin for a buyer. Here’s a list of some of the biggest deal breakers... View Article