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July 2, 2015
As we head into the holiday weekend, mortgage interest rates seem to be staying fairly consistent, rising only.06% over last week. Said Sean Becketti, Chief Economist for Freddie Mac: “Overseas events are generating significant day-to-day volatility in interest rates. Nonetheless, the week-to-week impact on most rates was modest — the 30-year mortgage rate increased just... View Article
Mortgage rates moved only slightly heading into the holiday weekend. As Len Kiefer, deputy chief economist at Freddie Mac, put it, “Mortgage rates were little changed this week amid positive housing news. Housing starts surged 20.2 percent to a seasonally adjusted pace of 1.14 million units in April, the highest level since 2007. As home buying season... View Article
With markets closed today (thank George Washington) and no major decisions made yet regarding Greece (see Friday’s post for more on that situation), there isn’t a whole lot of activity to report on the mortgage rate front. As of last week’s survey, interest rates for a 30 year fixed loan were at 3.69%, spiking slightly after... View Article
If you’re rebuilding your credit, you might feel that a mortgage loan is out of reach. Today, many lenders require a minimum credit score between 680 and 700. And if your score isn’t within this range, you might push aside any plans to purchase a home — at least for now It’s true that mortgage... View Article
Did you know that some mortgages are assumable? This means that the seller of the home has the ability to transfer their mortgage loan to the new buyer. Both FHA and VA loans have this feature, and it could make homes with these types of mortgages more desirable in the coming years if interest rates rise.... View Article
When obtaining a no closing cost loan, the obvious advantage is savings. Although, the savings will take longer to accumulate on a no closing cost loan than if closing costs are paid upfront. Regardless of time, however, borrowers should nonetheless carefully consider two vital variables when determining if a no closing cost loan is suitable... View Article
As part of its ongoing expansion efforts, Total Mortgage Services officially opened its new branch office in Ridgefield, Connecticut last night. The office is located at 23 Catoonah Street. Total Mortgage Services has been expanding exponentially over the past three years, and has been on the Inc 5000 list for the fasting-growing privately held companies... View Article
While home values are on the rise in many parts of the country, people hoping to purchase homes that need work or those homeowners looking to do some renovations on their existing home are still fairly limited in their financing options to pay for renovations. Fortunately, the Federal Housing Administration (FHA) offers a program called... View Article
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