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Home Equity Loan vs. Refinance: Understanding the Differences

April 6, 2022 by Leave a comment

Deciding between a home equity loan vs. refinance? Both options give homeowners the chance to access their home’s valuable equity with the flexibility to use that cash however they please.  Additionally, refinancing allows homeowners to lock in a lower interest rate or change the length of their loan term. If you’re trying to figure out... View Article

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Refinancing a Mortgage with a Bad Credit Score: 5 Helpful Tips

April 6, 2022 by Leave a comment

A less-than-stellar credit score doesn’t automatically disqualify you from refinancing your mortgage. Fortunately, there are several options to refinance your mortgage with a bad credit score.  Here’s what you need to know about lender credit standards and the steps you can take to refinance with a lower credit score. What Credit Score Is Needed to... View Article

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Refinancing a Mortgage: Benefits, Costs, and Process Explained

March 16, 2022 by Leave a comment

Refinancing a mortgage can be a great financial move for homeowners to potentially lower monthly mortgage payments, tap home equity, or build equity more quickly by shortening the term of the loan. Refinancing can save you money — but it can cost you money too. Before you start the refinancing process, you should know how it works, the benefits and drawbacks, and the steps you’ll need to take.

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