Author Archives for Zach Festini

Demystifying Connecticut Mortgage Rates: CT Home Buying Guide

August 22, 2023 12:26 pm Published by Leave your thoughts

With its historic towns, vibrant cities, and diverse regions, Connecticut offers a variety of options in its real estate market. And like any other place, Connecticut’s real estate market is heavily influenced by mortgage rates. Mortgage rates fluctuate over time because of various economic factors and can greatly impact your monthly payments, total loan amount,... View Article

How to Use Gift Money for a Down Payment

February 22, 2023 1:51 pm Published by Leave your thoughts

Gift money is a cash donation (usually from a close relative) that you can use for your down payment, closing costs, and other fees. However, there are rules and requirements to keep in mind when using gift money during the loan process. In this article, we’ll cover everything you need to know about using gift... View Article

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Conventional Loan vs FHA: What’s Better for You?

February 17, 2023 10:12 am Published by 1 Comment

If you’re looking to start your homebuying journey, you may be wondering how different loan products compare and which one is right for you. Two of your most popular options will likely be an FHA (Federal Housing Administration) loan or a conventional mortgage. In this article, you’ll learn everything you need to know about FHA... View Article

House Hacking: The Pros And Cons Explained

February 10, 2023 10:39 am Published by Leave your thoughts

One of the biggest benefits of homeownership is the ability to build wealth over time through property appreciation. However, you only stand to make a profit after you sell. Using a strategy called house hacking, however, you can potentially generate passive income from your property to put toward your mortgage, household expenses, or even other... View Article