Ready to purchase a home? If you’re in the market for something new, you may be considering an FHA loan. FHA loans are typically easier for borrowers to get approved, but you should always weigh the pros and cons to make the most informed decision. To make sure you know all the details, we’ve outlined... View Article
Author Archives for Zach Festini
As interest rates continue to move upward, more buyers are considering buydown methods to make homeownership more affordable. One of these is the 2/1 buydown, which allows borrowers to pay more upfront while enjoying reduced interest rates for the first two years of their mortgage. If you’re looking for ways to save on your mortgage,... View Article
If you have a primary residence and excess finances, you may find yourself considering a second home as your next big purchase. Whether it’s a new vacation spot or a real estate investment, it can be a great way to explore new locations and grow your financial independence. But what type of property is best... View Article
Guaranteed home loans offer more people a chance at homeownership, but can everyone qualify? Guaranteed loan approval depends on the type of loan you’re applying for and your mortgage lender, but many borrowers can qualify for a guaranteed loan even if they don’t have the cash reserves or an impressive credit score. What Is a... View Article
As-is sales are becoming increasingly popular in the real estate market – but are there any risks involved? In this article, we’ll delve into the topic of as-is sales and explain the risks, benefits, and more associated with this type of transaction. What is an As-Is Sale? An as-is sale refers to a real estate... View Article
In this article, we will explore the answer to the question, ‘Can I use my 401k to buy a house” and what will happen if you do.
As you’re starting the process of buying a home, you may be wondering how long everything takes. Specifically, you may be curious about how long the home loan approval process takes. Don’t worry, we’ve got you covered. In this article, we’re going to highlight how long it takes to get approved for a home loan, as well as what you’ll need before starting the process.
When it comes to real estate transactions, there can be many unknowns for both the buyer and the seller. The solution? Home inspections. Home inspections are popular in real estate because they uncover and resolve property issues prior to the final sale. For buyers, knowing about any structural issues in advance is a huge advantage that... View Article