Author Archives for Zach Festini

Pros and Cons of FHA Loans: The Good and the Bad

February 8, 2023 10:23 am Published by Comments Off on Pros and Cons of FHA Loans: The Good and the Bad

Ready to purchase a home? If you’re in the market for something new, you may be considering an FHA loan. FHA loans are typically easier for borrowers to get approved, but you should always weigh the pros and cons to make the most informed decision. To make sure you know all the details, we’ve outlined... View Article


What Is a 2/1 Buydown and How Does It Work?

February 7, 2023 11:48 am Published by Leave your thoughts

As interest rates continue to move upward, more buyers are considering buydown methods to make homeownership more affordable. One of these is the 2/1 buydown, which allows borrowers to pay more upfront while enjoying reduced interest rates for the first two years of their mortgage. If you’re looking for ways to save on your mortgage,... View Article


House vs Condo: What’s Better for a Second Home?

February 3, 2023 10:44 am Published by Comments Off on House vs Condo: What’s Better for a Second Home?

If you have a primary residence and excess finances, you may find yourself considering a second home as your next big purchase. Whether it’s a new vacation spot or a real estate investment, it can be a great way to explore new locations and grow your financial independence. But what type of property is best... View Article


How to Get Guaranteed Loan Approval

February 2, 2023 9:02 am Published by Comments Off on How to Get Guaranteed Loan Approval

Guaranteed home loans offer more people a chance at homeownership, but can everyone qualify? Guaranteed loan approval depends on the type of loan you’re applying for and your mortgage lender, but many borrowers can qualify for a guaranteed loan even if they don’t have the cash reserves or an impressive credit score.  What Is a... View Article


Getting Approved for a Home Loan: How Long Does It Take?

January 30, 2023 10:12 am Published by Comments Off on Getting Approved for a Home Loan: How Long Does It Take?

As you’re starting the process of buying a home, you may be wondering how long everything takes. Specifically, you may be curious about how long the home loan approval process takes. Don’t worry, we’ve got you covered. In this article, we’re going to highlight how long it takes to get approved for a home loan, as well as what you’ll need before starting the process.


Why Home Inspections Are Good For Buyers And Sellers

January 26, 2023 9:00 am Published by 1 Comment

When it comes to real estate transactions, there can be many unknowns for both the buyer and the seller. The solution? Home inspections. Home inspections are popular in real estate because they uncover and resolve property issues prior to the final sale. For buyers, knowing about any structural issues in advance is a huge advantage that... View Article