Purchase | Total Mortgage Underwritings Blog

What is Title Insurance?

August 4, 2016 by Eric Khan Leave a comment

Though most individuals are familiar home insurance, not all home owners are knowledgeable about title insurance. However, this form of insurance can be very helpful in times of need. To determine how it could be of assistance to you, check out our breakdown of title insurance, its benefits, and some common issues that individuals can face in... View Article

Qualifying for a Mortgage When You’re Self-Employed

March 29, 2016 by Steve Cook Leave a comment

When John Kennedy observed that “life is unfair,” at a press conference in 1962 he wasn’t referring to the challenges self-employed workers would face getting a mortgage fifty years later—but he would have been right. If you are one of the 14.6 million people in the US[1] who make a living working for yourself—about 10... View Article

4 Holiday Dangers for Your Mortgage Application

November 25, 2015 by Taryne Leahey Leave a comment

Just because the real estate market tends to slow down during the chillier months doesn’t mean it grinds to a stop. There are plenty of reasons to buy during the holidays, good deals being one. Sellers with homes still on the market come winter are more likely to compromise on price, and with fewer people... View Article

Preparing for a Mortgage 101

October 30, 2015 by Taryne Leahey Leave a comment

You’ve paid rent year after year and what do you have to show for it? Zilch. Zero. Nothing. If you’re starting to dream about building equity, now is a great time to make the leap. Interest rates are still low, and real estate prices haven’t started to spike yet. Before you apply to a lender,... View Article

Do You Really Need Owners’ Title Insurance?

October 5, 2015 by Steve Cook Leave a comment

Many home buyers are surprised to learn that the title insurance they are required to buy during the closing process doesn’t protect them if there’s a problem with their title. Even though the home buyer pays for the policy, it only protects the lender. So it’s no surprise that after they have saved for their... View Article

What’s Hot In The Greater Rochester, NY Real Estate Market

September 30, 2015 by Kyle Hiscock 2 Comments

Real estate markets can differ dramatically from one town to another. The changes can be in the form of the number of homes being sold, the number of homes actively for sale, the types of homes for sale, the features that home buyers are looking for in a home, and many more things. The Greater... View Article

Is a Home Warranty Worth It?

September 22, 2015 by Steve Cook Leave a comment

Home warranties cover the cost to repair or replace basic home systems and appliances that come with a house. Buyers of older homes often use them to protect themselves against unforeseen repairs during their first year or two of ownership. Sellers, meanwhile, use them as an incentive to attract buyers, who can take over the... View Article

Preparing Your Credit for Home Buying: The FTC Is Your Friend

September 18, 2015 by James Forte Leave a comment

If you’re planning to buy a home, you already know you need to get your credit in order ahead of time. This is an important step, since improving your credit score can save you thousands of dollars over the life of a home loan. However, many new homebuyers are uncertain how to check their credit... View Article

Categories for Purchase

What is Title Insurance?

Qualifying for a Mortgage When You’re Self-Employed

4 Holiday Dangers for Your Mortgage Application

Preparing for a Mortgage 101

Do You Really Need Owners’ Title Insurance?

What’s Hot In The Greater Rochester, NY Real Estate Market

Is a Home Warranty Worth It?

Preparing Your Credit for Home Buying: The FTC Is Your Friend

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