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Charlotte, NC mortgage rates today

The current 30-year fixed mortgage rate is as low as 6.375%.

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Rate

6.375%

APR 6.816%

Est. Monthly Payment

$2,246

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Rate

5.500%

APR 6.270%

Est. Monthly Payment

$2,942

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Rate

5.990%

APR 6.648%

Est. Monthly Payment

$2,156

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Rate

5.875%

APR 6.872%

Est. Monthly Payment

$2,316

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Rate

6.000%

APR 6.564%

Est. Monthly Payment

$2,185

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Last updated: June 16th 2026, 12:30pm EST. The above rates are current as of June 16th 2026, 6:57pm EST. The table is updated twice every day with the current mortgage rates.