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Wyoming mortgage rates today

The current 30-year fixed mortgage rate is as low as 5.875%.

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Rate

5.875%

APR 6.336%

Est. Monthly Payment

$2,130

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Rate

5.250%

APR 6.004%

Est. Monthly Payment

$2,894

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Rate

5.375%

APR 6.370%

Est. Monthly Payment

$2,016

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Rate

5.625%

APR 6.615%

Est. Monthly Payment

$2,258

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Rate

5.625%

APR 6.182%

Est. Monthly Payment

$2,098

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Last updated: January 23rd 2026, 4:30pm EST. The above rates are current as of January 23rd 2026, 5:40pm EST. The table is updated twice every day with the current mortgage rates.

Wyoming Mortgage Rates FAQs

What are mortgage rates in Wyoming?

 

Mortgage rates in Wyoming denote the interest percentage that lenders charge for home loans or property refinancing. The determinants of these rates are lenders' policies, market conditions, and economic health.

What are the current mortgage rates in Wyoming?

 

Different lenders in Wyoming provide varying mortgage rates. The table above contains the most recent mortgage rates for Wyoming. Our team ensures these rates are updated twice daily, offering real-time mortgage updates.

How do Wyoming interest rates affect mortgages in the state?

 

Interest rates in Wyoming directly influence the borrowing costs and purchasing power of buyers. Lower interest rates lead to reduced overall loan expenses, while higher rates result in higher monthly installments for buyers.

Where can Wyoming residents find the best mortgage rates?

 

To find the most favorable mortgage rates in Wyoming, it's crucial to compare rates from different lenders, considering not just the monthly payments but also the Annual Percentage Rate (APR) for each loan offer. The table above offers this essential information for comparison.

Wyoming Mortgage Rates FAQs FAQ Image
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Mortgage rates are volatile and subject to change without notice. All rates shown are for 30-day rate locks with two and a half points for a single family owner-occupied primary residence with 750 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income. The APR for a 30-year and 15-year conventional fixed-rate mortgage loans are calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, a $10 flood certification fee, and a $82 credit report fee.* 15-year conventional mortgage rates are calculated with a 15-year loan term.* The APR for jumbo mortgage rates is calculated using a loan amount of $500,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee.* The APR for FHA mortgage rates is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee. Some rates and fees may vary by state.* The APR for adjustable rate mortgages (ARMs) is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee and a $82 credit report fee. Some rates and fees may vary by state. Products are subject to availability on a state-by-state basis. By refinancing your existing loan, your total finance charge may be higher over the life of the loan.