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Kansas mortgage rates today

The current 30-year fixed mortgage rate is as low as 5.875%.

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Rate

5.875%

APR 6.336%

Est. Monthly Payment

$2,130

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Rate

5.250%

APR 6.004%

Est. Monthly Payment

$2,894

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Rate

5.375%

APR 6.370%

Est. Monthly Payment

$2,016

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Rate

5.625%

APR 6.615%

Est. Monthly Payment

$2,258

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Rate

5.625%

APR 6.182%

Est. Monthly Payment

$2,098

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Last updated: January 23rd 2026, 12:30pm EST. The above rates are current as of January 23rd 2026, 4:37pm EST. The table is updated twice every day with the current mortgage rates.

Kansas Mortgage Rates FAQs

What are the current mortgage rates in Kansas?

The current Kansas mortgage rates are available on this page in the section above. They are updated twice daily.

How can Kansas borrowers lock in a favorable home interest rate?

Kansas borrowers can lock in favorable rates by communicating with the loan office. This safeguards them from price fluctuation risks in future.

How do Kansas interest rates affect mortgages in the state?

Interest rates in Kansas considerably affect the borrowing costs. Lower rates cut down the overall loan cost, whereas higher interest rates makes the loan expensive as they need to pay higher monthly installments.

Kansas Mortgage Rates FAQs FAQ Image
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Mortgage rates are volatile and subject to change without notice. All rates shown are for 30-day rate locks with two and a half points for a single family owner-occupied primary residence with 750 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income. The APR for a 30-year and 15-year conventional fixed-rate mortgage loans are calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, a $10 flood certification fee, and a $82 credit report fee.* 15-year conventional mortgage rates are calculated with a 15-year loan term.* The APR for jumbo mortgage rates is calculated using a loan amount of $500,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee.* The APR for FHA mortgage rates is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee. Some rates and fees may vary by state.* The APR for adjustable rate mortgages (ARMs) is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee and a $82 credit report fee. Some rates and fees may vary by state. Products are subject to availability on a state-by-state basis. By refinancing your existing loan, your total finance charge may be higher over the life of the loan.