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Tennessee mortgage rates today

La tasa de interés actual para hipotecas a 30 años con tasa fija es tan baja como el 6.375%.

Obtén un presupuesto personalizado en tan solo unos minutos.

Tasa

6.375%

APR 6.734%

Pago mensual estimado

$2,246

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Tasa

5.625%

APR 6.236%

Pago mensual estimado

$2,965

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Término

Tasa

5.750%

APR 6.478%

Pago mensual estimado

$2,101

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Término

Tasa

5.625%

APR 6.615%

Pago mensual estimado

$2,258

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Tasa

5.625%

APR 6.182%

Pago mensual estimado

$2,098

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Última actualización: January 23rd 2026, 4:30pm EST. Las tasas mostradas corresponden al January 23rd 2026, 5:44pm EST. La tabla se actualiza dos veces al día con las tasas hipotecarias vigentes.

Tennessee Mortgage Rates FAQs

How does the Tennessee real estate market impact mortgage rates?

 

Tennessee's property sector position can also affect lending specifications. Urban and rural land prices, the number of available homes, people's jobs, and other essential economic indicators will impact the prevalent loan rates for the state of Tennessee at any phase.

What are the current mortgage rates in Tennessee?

Each of the products listed above can help you learn about the current mortgage rates TN. We revise these rates twice daily to ensure you receive an accurate picture of today's mortgage rates TN.

How do Tennessee interest rates affect mortgages in the state?

 

The overall expenditure on owning a TN house has increased. Higher interest levels require a higher monthly payment, impacting your borrowing cost, and vice versa.

Where can Tennessee residents find the best mortgage rates?

 

Tennessee residents will get a fair mortgage rate by contrasting levels, annual percentage rates, and monthly obligations against every product mentioned above. However, weighing your qualifications for each merchandise item against the charges involved is critical to making an inspired verdict.

How can Tennessee borrowers lock in a favorable home interest rate?

 

Homebuyers in Tennessee will obtain a favorable home rate by examining rate-locking with their loan representative—mortgage interest rates in Tennessee hinge on the dynamics of the local housing business. Clients can secure themselves from prospective rate fluctuations while sealing their houses by electing to fix the rate for a set phase.

Tennessee Mortgage Rates FAQs FAQ Image
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Mortgage rates are volatile and subject to change without notice. All rates shown are for 30-day rate locks with two and a half points for a single family owner-occupied primary residence with 750 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income. The APR for a 30-year and 15-year conventional fixed-rate mortgage loans are calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, a $10 flood certification fee, and a $82 credit report fee.* 15-year conventional mortgage rates are calculated with a 15-year loan term.* The APR for jumbo mortgage rates is calculated using a loan amount of $500,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee.* The APR for FHA mortgage rates is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee. Some rates and fees may vary by state.* The APR for adjustable rate mortgages (ARMs) is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee and a $82 credit report fee. Some rates and fees may vary by state. Products are subject to availability on a state-by-state basis. By refinancing your existing loan, your total finance charge may be higher over the life of the loan.