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North Platte, NE Mortgage Rates today

Nebraska's blend of affordable living, friendly communities, and a low cost of living make it an attractive destination for homebuyers. Its strong job market and excellent schools add to the appeal. When considering a home in Nebraska, remember to compare our current rates to secure an affordable mortgage that fits your lifestyle.

If you have any questions about securing the best mortgage rates in Nebraska, please contact us today. We are here to assist you in finding the mortgage rates that best suit your needs.

Compare today's mortgage rates for North Platte, NE

The mortgage rates in Nebraska are 6.875% for a 30-year fixed mortgage and 6.125% for a 15-year fixed mortgage. These rates are effective as of May 29 2024 12:30pm EST.

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6.125% RATE

6.901% APR

$3,062/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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6.875% RATE

7.351% APR

$2,365/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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6.250% RATE

7.310% APR

$2,405/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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6.500% RATE

7.740% APR

$2,275/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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6.250% RATE

6.876% APR

$2,244/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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Latest revision - May 29 2024 12:30pm EST.
We update the table twice every day with the current mortgage rates.

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Frequently Asked Questions

What are the current mortgage rates in Nebraska?

 

View our constantly updating rates page for the current mortgage rates in Nebraska. We refresh numbers twice daily to capture today's climate accurately.

How do Nebraska interest rates affect mortgages in the state?

 

The rise and fall of rates in Nebraska greatly influence affordability. When rates are high, monthly obligations and total outlay swell, pricing some out of the market. However, downticks make ownership more accessible and economical for those living within the state's borders.

Where can Nebraska residents find the best mortgage rates?

 

Through the home loan calculator Nebraska, residents can compare rates, annual percentage rates, and installment amounts among our listings to identify the most suitable choice. It is also prudent to consider eligibility and charges tied to each to make a decision with open eyes.

Should I lock my mortgage rate?

Mortgage rates are mercurial, shifting unpredictably through periods of fluctuation. Locking your rate may prove prudent under select situations:

  • Rising trends endure, and mortgage rates slowly ascend throughout weeks and months; thus, securing your rate reassures you that it fails to surmount the initially certified charge.

  • A Fed convenes, anticipating potential inflation during the assembly of central bankers, considers locking your rate ahead of the meeting for fiscal certainty.

  • The longing for financial stability, locking your rate warrants a steady monthly payment persists, shielding from unforeseen alterations.

  • A closing date is settled without extensions foreseeable; safeguarding your rate emerges as a strategic move.

 

How long does a mortgage rate lock last?

 

While mortgage lenders often promise a set interest rate for home purchases, several caveats could upend household budgets. Specific lock-in periods fluctuate, averaging thirty to sixty days to cement financing terms. Once this timeframe elapses, the bank can modify rates without consent. Similarly, shifts in credit score, loan tallies, debt obligations relative to income, or property appraisals during the locking phase risk nullifying initial quotes.

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Today's Rates

Mortgage rates are volatile and subject to change without notice. All rates shown are for 30-day rate locks with two and a half points for a single family owner-occupied primary residence with 750 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income. The APR for a 30-year and 15-year conventional fixed-rate mortgage loans are calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, a $10 flood certification fee, and a $82 credit report fee.* 15-year conventional mortgage rates are calculated with a 15-year loan term.* The APR for jumbo mortgage rates is calculated using a loan amount of $500,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee.* The APR for FHA mortgage rates is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee. Some rates and fees may vary by state.* The APR for adjustable rate mortgages (ARMs) is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee and a $82 credit report fee. Some rates and fees may vary by state. Products are subject to availability on a state-by-state basis. By refinancing your existing loan, your total finance charge may be higher over the life of the loan.