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Gainesville, GA Mortgage Rates today

Georgia beckons as a prime spot for homebuyers, offering a blend of Southern charm and urban convenience. With a robust job market, excellent schools, and a rich cultural scene, it's an ideal place to settle. Don't forget to compare our current rates to secure an affordable mortgage for your Georgia dream home.

If you have any questions about securing the best mortgage rates in Georgia, please contact us today. We are here to assist you in finding the mortgage rates that best suit your needs.

Compare today's mortgage rates for Gainesville, GA

The mortgage rates in Georgia are 6.500% for a 30-year fixed mortgage and 6.000% for a 15-year fixed mortgage. These rates are effective as of May 21 2024 12:30pm EST.

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6.000% RATE

6.709% APR

$3,038/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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6.500% RATE

6.972% APR

$2,275/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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6.000% RATE

7.056% APR

$2,345/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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6.250% RATE

7.619% APR

$2,217/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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6.000% RATE

6.616% APR

$2,185/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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Latest revision - May 21 2024 12:30pm EST.
We update the table twice every day with the current mortgage rates.

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Frequently Asked Questions

What is the average mortgage rate in Georgia?

 

Mortgage rates in Georgia are the percentage of interest charged by mortgage lenders for buying or refinancing a property. These rates have a direct impact on the cost of borrowing to own a dream home in the Peach State. 

What are the current mortgage rates in Georgia?

 

We monitor the mortgage rates in the state from different lenders and update them in the table above. You can access the current mortgage rates in Georgia at Total Mortgage. We update the data twice daily to ensure real-time information. 

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Today's Rates

Mortgage rates are volatile and subject to change without notice. All rates shown are for 30-day rate locks with two and a half points for a single family owner-occupied primary residence with 750 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income. The APR for a 30-year and 15-year conventional fixed-rate mortgage loans are calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, a $10 flood certification fee, and a $82 credit report fee.* 15-year conventional mortgage rates are calculated with a 15-year loan term.* The APR for jumbo mortgage rates is calculated using a loan amount of $500,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee.* The APR for FHA mortgage rates is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee. Some rates and fees may vary by state.* The APR for adjustable rate mortgages (ARMs) is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee and a $82 credit report fee. Some rates and fees may vary by state. Products are subject to availability on a state-by-state basis. By refinancing your existing loan, your total finance charge may be higher over the life of the loan.