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Texas mortgage rates today

La tasa de interés actual para hipotecas a 30 años con tasa fija es tan baja como el 5.875%.

Obtén un presupuesto personalizado en tan solo unos minutos.

Tasa

5.875%

APR 6.336%

Pago mensual estimado

$2,130

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Tasa

5.250%

APR 6.004%

Pago mensual estimado

$2,894

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Término

Tasa

5.375%

APR 6.370%

Pago mensual estimado

$2,016

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Término

Tasa

5.625%

APR 6.615%

Pago mensual estimado

$2,258

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Tasa

5.625%

APR 6.182%

Pago mensual estimado

$2,098

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Última actualización: January 23rd 2026, 4:30pm EST. Las tasas mostradas corresponden al January 23rd 2026, 5:37pm EST. La tabla se actualiza dos veces al día con las tasas hipotecarias vigentes.

Texas Mortgage Rates FAQs

What are the current mortgage rates in Texas?

 

Check our digital pages twice a day for current mortgage rates in Texas. We tell visitors that they will receive rapid reflections of the mortgage market's pulse, allowing them to make confident lending decisions.

How do Texas interest rates affect mortgages in the state?

 

Whether elevated or reduced, the mortgage interest rates in Texas, which define lending in the state, ultimately determine the affordability of property ownership for state citizens. While high rates lead to more significant long-term expenses due to larger payments, low rates bring affordability to the housing industry by reducing financial pressures and assisting households in achieving the American goal of home ownership.

Texas Mortgage Rates FAQs FAQ Image
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Mortgage rates are volatile and subject to change without notice. All rates shown are for 30-day rate locks with two and a half points for a single family owner-occupied primary residence with 750 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income. The APR for a 30-year and 15-year conventional fixed-rate mortgage loans are calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, a $10 flood certification fee, and a $82 credit report fee.* 15-year conventional mortgage rates are calculated with a 15-year loan term.* The APR for jumbo mortgage rates is calculated using a loan amount of $500,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee.* The APR for FHA mortgage rates is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee. Some rates and fees may vary by state.* The APR for adjustable rate mortgages (ARMs) is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee and a $82 credit report fee. Some rates and fees may vary by state. Products are subject to availability on a state-by-state basis. By refinancing your existing loan, your total finance charge may be higher over the life of the loan.