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Rhode Island Mortgage Rates today

Are you a first-time home buyer Rhode Island and want to know the current mortgage rates? Or do you need help with renovating or upgrading your home and wish to know the refinancing mortgage rates Rhode Island? Just visit us at Total Mortgage! We are all set to assist you in understanding and tackling the financial alternatives to ensure you get a satisfactory match for your requirements. Our team of professionals will find the pertinent and the most befitting current mortgage rates Rhode Island. Contact us now to discover all you need to know about programs for first-time buyers and existing homeowners to help you move into your dream house!

If you have any questions about securing the best mortgage rates in Rhode Island, please contact us today. We are here to assist you in finding the mortgage rates that best suit your needs.

Compare today's mortgage rates for Rhode Island

The current mortgage rates in Rhode Island stand at 6.500% for a 30-year fixed mortgage and 6.375% for a 15-year fixed mortgage as of July 20 2024 4:15pm EST.

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6.000% RATE

7.011% APR

$2,345/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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6.500% RATE

6.974% APR

$2,275/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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6.375% RATE

6.989% APR

$3,111/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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6.000% RATE

6.583% APR

$2,185/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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6.500% RATE

7.641% APR

$2,275/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

APPLY NOW

Last updated - July 20 2024 4:15pm EST.
The table is updated twice every day with the current mortgage rates

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Today's Rates

Mortgage rates are volatile and subject to change without notice. All rates shown are for 30-day rate locks with two and a half points for a single family owner-occupied primary residence with 750 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income. The APR for a 30-year and 15-year conventional fixed-rate mortgage loans are calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, a $10 flood certification fee, and a $82 credit report fee.* 15-year conventional mortgage rates are calculated with a 15-year loan term.* The APR for jumbo mortgage rates is calculated using a loan amount of $500,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee.* The APR for FHA mortgage rates is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee. Some rates and fees may vary by state.* The APR for adjustable rate mortgages (ARMs) is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee and a $82 credit report fee. Some rates and fees may vary by state. Products are subject to availability on a state-by-state basis. By refinancing your existing loan, your total finance charge may be higher over the life of the loan.