;
white circle
Decorative background image indicating mortgage rates

Illinois Mortgage Rates today

Illinois presents an attractive option for homebuyers with its diverse landscapes, cultural offerings, and economic opportunities. From vibrant Chicago to charming small towns, it offers something for everyone. To make your homeownership dream a reality, be sure to compare our current rates and secure a favorable mortgage in Illinois.

If you have any questions about securing the best mortgage rates in Illinois, please contact us today. We are here to assist you in finding the mortgage rates that best suit your needs.

Compare today's mortgage rates for Illinois

The current mortgage rates in Illinois stand at 7.125% for a 30-year fixed mortgage and 6.625% for a 15-year fixed mortgage as of April 12 2024 4:15pm EST.

Prequalify chevron_right

6.375% RATE

7.410% APR

$2,434/mo

info
Based on the assumed loan amount of $360,000 and 20% down payment

APPLY NOW

Prequalify chevron_right

7.125% RATE

7.498% APR

$2,425/mo

info
Based on the assumed loan amount of $360,000 and 20% down payment

APPLY NOW

Prequalify chevron_right

6.625% RATE

7.217% APR

$3,161/mo

info
Based on the assumed loan amount of $360,000 and 20% down payment

APPLY NOW

Prequalify chevron_right

6.125% RATE

6.789% APR

$2,215/mo

info
Based on the assumed loan amount of $360,000 and 20% down payment

APPLY NOW

Prequalify chevron_right

7.125% RATE

7.967% APR

$2,425/mo

info
Based on the assumed loan amount of $360,000 and 20% down payment

APPLY NOW

Last updated - April 12 2024 4:15pm EST.
The table is updated twice every day with the current mortgage rates

View Mortgage Rates

we’re right around the corner

We have branches across the country. Check to see if we’re in your neighborhood.



Today's Rates

Mortgage rates are volatile and subject to change without notice. All rates shown are for 30-day rate locks with two and a half points for a single family owner-occupied primary residence with 750 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income. The APR for a 30-year and 15-year conventional fixed-rate mortgage loans are calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, a $10 flood certification fee, and a $82 credit report fee.* 15-year conventional mortgage rates are calculated with a 15-year loan term.* The APR for jumbo mortgage rates is calculated using a loan amount of $500,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee.* The APR for FHA mortgage rates is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee. Some rates and fees may vary by state.* The APR for adjustable rate mortgages (ARMs) is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee and a $82 credit report fee. Some rates and fees may vary by state. Products are subject to availability on a state-by-state basis. By refinancing your existing loan, your total finance charge may be higher over the life of the loan.