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New York Mortgage Rates today

To purchase your dream home in the bustling city of New York, you can avail the best mortgage rates at Total Mortgage. Your house-hunting in New York comes to an end with us. We're not just lenders; we aim higher—to help clients achieve their residential aspirations. By leveraging our proficiency, maneuvering the intricacies of first-time home buyer programs or refinancing a home in the Empire State becomes simple. Allow our team to manage and investigate the current mortgage rates in New York and uncover individually customized home-first down payment assistance loans that are perfect for you.

If you have any questions about securing the best mortgage rates in New York, please contact us today. We are here to assist you in finding the mortgage rates that best suit your needs.

Compare today's mortgage rates for New York

The current mortgage rates in New York stand at 6.500% for a 30-year fixed mortgage and 6.000% for a 15-year fixed mortgage as of June 24 2024 12:30pm EST.

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6.000% RATE

6.712% APR

$3,038/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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6.500% RATE

6.960% APR

$2,275/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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6.000% RATE

7.040% APR

$2,345/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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6.125% RATE

7.513% APR

$2,187/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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5.875% RATE

6.500% APR

$2,156/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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Last updated - June 24 2024 12:30pm EST.
The table is updated twice every day with the current mortgage rates

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Today's Rates

Mortgage rates are volatile and subject to change without notice. All rates shown are for 30-day rate locks with two and a half points for a single family owner-occupied primary residence with 750 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income. The APR for a 30-year and 15-year conventional fixed-rate mortgage loans are calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, a $10 flood certification fee, and a $82 credit report fee.* 15-year conventional mortgage rates are calculated with a 15-year loan term.* The APR for jumbo mortgage rates is calculated using a loan amount of $500,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee.* The APR for FHA mortgage rates is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee. Some rates and fees may vary by state.* The APR for adjustable rate mortgages (ARMs) is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee and a $82 credit report fee. Some rates and fees may vary by state. Products are subject to availability on a state-by-state basis. By refinancing your existing loan, your total finance charge may be higher over the life of the loan.