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West Virginia Mortgage Rates today

If you are looking for highly competitive mortgage rates in West Virginia, you are in the right place. Total Mortgage is a renowned mortgage company offering the best WV mortgage rates. Our diligent team operates round the clock to update the current rates from different lenders so prospective borrowers like you can make well-informed decisions. You will be glad to know that several first-time home buyer programs in WV are available to support your financial needs in the home-buying process. Explore the lowest mortgage rates and first-time home buyer programs in WV here and save considerable money on your home loan over time. Get ready to put a nameplate on your sweet home’s entry gate, as Total Mortgage’s team will assist you from beginning to end in your home acquisition process. Contact us today!

If you have any questions about securing the best mortgage rates in West Virginia, please contact us today. We are here to assist you in finding the mortgage rates that best suit your needs.

Compare today's mortgage rates for West Virginia

The current mortgage rates in West Virginia stand at 6.500% for a 30-year fixed mortgage and 5.750% for a 15-year fixed mortgage as of July 22 2024 12:30pm EST.

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5.750% RATE

6.519% APR

$2,989/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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6.500% RATE

6.964% APR

$2,275/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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5.875% RATE

6.935% APR

$2,316/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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6.000% RATE

7.483% APR

$2,158/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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5.750% RATE

6.383% APR

$2,127/mo

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Based on the assumed loan amount of $360,000 and 20% down payment

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Last updated - July 22 2024 12:30pm EST.
The table is updated twice every day with the current mortgage rates

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Today's Rates

Mortgage rates are volatile and subject to change without notice. All rates shown are for 30-day rate locks with two and a half points for a single family owner-occupied primary residence with 750 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income. The APR for a 30-year and 15-year conventional fixed-rate mortgage loans are calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, a $10 flood certification fee, and a $82 credit report fee.* 15-year conventional mortgage rates are calculated with a 15-year loan term.* The APR for jumbo mortgage rates is calculated using a loan amount of $500,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee.* The APR for FHA mortgage rates is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee. Some rates and fees may vary by state.* The APR for adjustable rate mortgages (ARMs) is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee and a $82 credit report fee. Some rates and fees may vary by state. Products are subject to availability on a state-by-state basis. By refinancing your existing loan, your total finance charge may be higher over the life of the loan.