Andover, MA NMLS# 1827307

75 Essex Street, Andover, MA 01810

Andover, MA was founded in 1636, and it originally held the Native American name Cochichawicke (a local waterway).

Often referred to as the "Home of America," Andover became known for its education and engineering.

Andover is a bustling hub of advancement and opportunity, and our team of local professionals is well-respected and trusted throughout the area. Give us a call or stop in any time!

House

The selection you need at the interest rate you want.

Testimonials

We had a great experience working with Matt! As first-time home buyers, we had a lot of questions, and he was always patient, responsive, and took the time to explain everything so we felt comfortable throughout the process. He also made sure we got the best rate possible and was incredibly flexible, especially since we had a quick 3-week closing. Everything stayed on track, and he made the whole process much less stressful than we expected. I'd definitely recommend him to anyone looking for a mortgage, especially if you're buying your first home!

Emma B.

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Testimonials

A few months ago, before purchasing my first home, I was reaching out to a few lenders to understand the buying process and see what programs and lenders were right for my wife and I. Thankfully, my Realtor recommended Matt. From the get go, Matt was approachable, willing to educate my wife and I, and answered all of our calls/questions in a swift manner (even while he was on vacation) Sorry Matt! When our final offer was excepted, the sellers requested a fast close, Matt and his team had no hesitation. They were quick and professional and we were able to close in under three weeks.

Eric C.

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Testimonials

Matthew was great! He got us a low monthly payment and approved of us for a mortgage very quickly! I highly recommend working with him. He was always there to answer my calls and texts when I had questions and he always made me feel like I was being taken care of.

Daniel K.

google

Testimonials

Matt and his team were so great to work with. They navigated my weird issues with expertise and patience and helped me with both the regular mortgage and working with Mass Housing Assistance. They were always responsive and quick to reply with any questions or needs.

Camila H.

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Testimonials

Matt was a huge help, and made himself available to answer all our questions. Made things much easier on us during the process

E H.

google

Testimonials

Talk about an easy experience! Matt and his team were extremely helpful during the process of purchasing my first home. Matt made sure to consistently reach out, especially while Interest rates were fluctuating quite often. He got me the best rate possible and locked me in on a great deal. Matt and his team took the their time to make sure I felt confident locking in. Couldn't have asked for a better experience and look forward to working with them in the future! If you are looking for someone reliable, honest, and will look out for you, then you should definitely work with this team! Thank you, Matt and team!

Danielle R.

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Testimonials

It's was a great experience Jana is great at explaining everything in detail. I would recommend her. Thank you for everything.

Eric F.

google

Testimonials

I would totally work with Matt again. He was organized, efficient, and responsive (even on weeknights and weekends :) ), and I felt really supported throughout the entire home buying process. I was super impressed with how quickly the appraisal report and my clear to close came back from him and his team. Highly recommend working with Matt!

Colleen T.

google

Testimonials

Mourad had AMAZING communication skills. Walk down the boardwalk, catcalling girls from 100 yards away type shii. Batman signals in the sky to get ahold of his clients by any means necessary! Best loan officer in the game.

Devon S.

thelenderlist

Testimonials

It a wonderful pleasure working with John Goscilla as my loan officer he pretty fast on getting everything done I would recommend him to anyone looking too purchase their home.

Venessa P.

thelenderlist

Testimonials

Our experience working with Matt was great! He made the whole process easy and straightforward from start to finish. He was extremely responsive and genuine - thoroughly answering all of our first time home buyer questions right away. Would certainly recommend Matt to any and all!

Sydney H.

google

Testimonials

Zach was amazing he was super patient and helpful throughout the entire process. He made the process very easy for us.

Nicholas B.

thelenderlist

Testimonials

Matt Tran is the best in the business, I can't stress this enough!

Garrison D.

google

Testimonials

Danielle help me all the way with the process that I have no idea , 100% recommend.

Glenda A.

thelenderlist

Testimonials

I was in a panic. It seemed as if Chase was going to not finance this deal. A month of conditional approvals that never went away. With less than two weeks before closing, I was referred to Total Mortgage and it was night and day. My team got me approved in less than three days. I was able to buy my family a wonderful new home. I cannot stress enough how fast, pleasant, and clever my team was. I wish I had started with them and saved myself a lot of needless worry. Zach is the man!

Joseph I.

thelenderlist

Testimonials

Matt is the best! I couldn’t recommend more!

Ian G.

google

Testimonials

John performed exceptionally well and I anticipate collaborating with him again in the near future.

Kaliyan B.

thelenderlist

Testimonials

Greta work

Richard P.

thelenderlist

Testimonials

The whole team was prompt, patient, and worked hard to help us throughout the process, from offer to close. Matt offered sound advice and support in the offering process and, along with the rest of his team, was able to get us over the closing line quickly so we could move right into our dream home. Huge thanks to Total Mortgage!

Rachel M.

thelenderlist

Testimonials

My loan officer was Matt Tran. Matt was outstanding to work with throughout my home-buying process. He was responsive, knowledgeable, and took the time to clearly explain every step so I always felt informed and confident. His professionalism and dedication made the financing process smooth and stress-free. He even came to the closing to make sure everything is going well. I am very grateful for his support and highly recommend him to anyone in need of a loan officer!

Oded P.

thelenderlist
Mortgage Rates Illustration

Mortgage rates today

The current 30-year fixed mortgage rate is as low as 6.500%. Get a personalized quote in just a few minutes.

Above rates last updated June 28th 2026, 4:30pm EST.