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Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
About
Mortgage Basics
Freddie Mac: 30-Year Mortgage Rates Fall to 3.73%
Freddie Mac: 30-Year Mortgage Rates Fall to 3.73%
Five Factors that Prove You’re Worthy of a Mortgage
Five Factors that Prove You’re Worthy of a Mortgage
So You've Inherited A House. What Next?
So You've Inherited A House. What Next?
How to Keep Moving Costs Low
How to Keep Moving Costs Low
Should You Use Airbnb for Short-Term Rental Income?
Should You Use Airbnb for Short-Term Rental Income?
Lessons a Home Foreclosure Can Teach Us
Lessons a Home Foreclosure Can Teach Us
The Unexpected Downsides of Selling Without an Agent
The Unexpected Downsides of Selling Without an Agent
What to Do If Your House Isn't Selling
What to Do If Your House Isn't Selling
Popular Green Flooring Alternatives
Popular Green Flooring Alternatives
6 Steps to Winning A Bidding War
6 Steps to Winning A Bidding War
Four Things You Need to Do Before Listing Your House
Four Things You Need to Do Before Listing Your House
Open Houses: Are they Worth the Effort?
Open Houses: Are they Worth the Effort?
10 Turn-Offs that Can Cost You an Offer
10 Turn-Offs that Can Cost You an Offer
Three Ways to Start Rebuilding Your Home’s Equity
Three Ways to Start Rebuilding Your Home’s Equity
Moving a House: More Cost-Efficient than You Might Think
Moving a House: More Cost-Efficient than You Might Think
Debt Repayment 101: How to Create a Repayment Plan
Debt Repayment 101: How to Create a Repayment Plan
Rising Mortgage Rates: Three Things To Keep an Eye On
Rising Mortgage Rates: Three Things To Keep an Eye On
Planning for Retirement? Consider Pre-paying Your Mortgage
Planning for Retirement? Consider Pre-paying Your Mortgage