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Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
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About
Mortgage Basics
Planning for Retirement? Consider Pre-paying Your Mortgage
Planning for Retirement? Consider Pre-paying Your Mortgage
How to De-Popcorn a Ceiling
How to De-Popcorn a Ceiling
Survival Tips for Living in a House You're Trying to Sell
Survival Tips for Living in a House You're Trying to Sell
4 Alternates to a Traditional House
4 Alternates to a Traditional House
The Good, Bad, and the Sluggish: Which Areas Are Recovering Fastest?
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The Five Fundamentals of Home Staging
The Five Fundamentals of Home Staging
FHFA Policy Changes May Loosen Lending Requirements
FHFA Policy Changes May Loosen Lending Requirements
Three Unique Ways to Pay Your Mortgage
Three Unique Ways to Pay Your Mortgage
How to Spot a Bad Realtor—And then Part Ways Properly
How to Spot a Bad Realtor—And then Part Ways Properly
How to Sell Your Home Without an Open House
How to Sell Your Home Without an Open House
How Do You Actually Make Money Flipping Houses?
How Do You Actually Make Money Flipping Houses?
Getting a Mortgage is About to Get Easier
Getting a Mortgage is About to Get Easier
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Tulsa, OK Mortgage Rates and Real Estate Overview
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Adjustable-Rate Mortgages are Growing in Popularity: Is One Right for You?
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Thinking About Renting Out Your Residence as a Vacation Home? What You Should Know
Raleigh, NC Mortgage Rates and Real Estate Overview
Raleigh, NC Mortgage Rates and Real Estate Overview
Omaha, NE Mortgage Rates and Real Estate Overview
Omaha, NE Mortgage Rates and Real Estate Overview
What’s the best thing to do with my real estate equity?
What’s the best thing to do with my real estate equity?