Tasas de refinanciamiento hoy

Refinancing a mortgage involves replacing an existing home loan with a new one, typically to secure a lower interest rate, change loan terms, or tap into home equity. This process can help borrowers save money or achieve specific financial goals.

You can view today's refinance rates across each of our products using the table above. The table is updated twice daily to ensure that you are getting an accurate picture of the current mortgage refinance rates. Be sure to compare refinance rates for each product to ensure that you get the best deal.

Deciding whether it's a good time to refinance your home depends on factors like current interest rates, your credit score, and financial goals. Consider applying to consult with a mortgage advisor and determine if the current market conditions align with your objectives. You can also use our mortgage calculators to estimate the numbers for yourself and experiment with different parameters.

The timing for refinancing depends on your specific loan terms and servicer policies. Generally, it's advisable to wait at least 6-12 months after obtaining a mortgage before considering a refinance. However, individual circumstances may vary. To learn more check out this article or apply now and receive expert advice from one of our loan officers.

A cash-out refinance allows homeowners to refinance their mortgage for an amount greater than the outstanding loan balance. The excess funds can be received as cash, providing an option to use home equity for other financial needs like home improvements or debt consolidation. Learn more about the benefits and requirements of a cash-out refinance on the product page.

Cash-out refinance rates are the interest rates associated with refinancing your mortgage and extracting additional cash. These rates may differ from traditional refinance rates, so it's important to understand the terms and implications before proceeding. If you're interested in more information, you can apply for a cash-out refinance here.

Yes, you can refinance with a changed credit score. However, your credit score will influence the new interest rate. A higher credit score generally leads to better refinance rates, while a lower score may result in less favorable terms.