Cash Out Refinance | Cash Out Mortgage | Total Mortgage

Cash-Out Refinance

Turn your equity into cash and refinance to a new, low rate—perfect for home improvement, consolidating debt, or any other large expenses.

What's a cash-out refinance?

Unlike a home equity loan or credit line, a cash-out refinance allows you to change your interest rate or term length while you tap into the equity you’ve built up over the years.

Here’s how it works. A normal refinance pays off your existing loan and replaces it with one of similar value. A cash-out refinance, though, swaps out your loan for a larger one—and you get the difference in cash.

When is a cash-out refinance right for me?

Though you can use the money for anything you choose, it’s always best for you to have a clear strategy in mind. That means a cash-out refinance is a great choice if you’re working toward a goal, like making home improvements or paying down higher-interest debt. However, if you just need some extra money for your upcoming vacation, you’d probably be better served looking elsewhere.

Why pick Total Mortgage?

After almost 20 years of success, it's safe to say that we know what we're doing. Plus, we promise you,

For this and other options for using the equity in your home, give us a call or fill out the form on the right.

Cash-Out Refinances allow you to turn accumulated equity into cash.

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Why Choose Total Mortgage?

Get a personalized rate quote.
Call 203-349-9574 or fill out the form to get started.

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