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Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
About
Mortgage Basics
5 People Who Founded Countries from Their Couches
5 People Who Founded Countries from Their Couches
How Can I Get a Mortgage After Credit Problems?
How Can I Get a Mortgage After Credit Problems?
5 Red Flags to Watch for When Purchasing a Home from the 1900s
5 Red Flags to Watch for When Purchasing a Home from the 1900s
6 Moving To-dos that Fall Through the Cracks
6 Moving To-dos that Fall Through the Cracks
Should You Upgrade to a Slightly Better Home or Wait?
Should You Upgrade to a Slightly Better Home or Wait?
Sioux Falls, SD Mortgage Rates and Real Estate Overview
Sioux Falls, SD Mortgage Rates and Real Estate Overview
Options When the Appraisal Comes in Low
Options When the Appraisal Comes in Low
How to Make Saving Money Easier
How to Make Saving Money Easier
What is a mortgage-backed security?
What is a mortgage-backed security?
Pembroke Pines, FL Mortgage Rates and Real Estate Overview
Pembroke Pines, FL Mortgage Rates and Real Estate Overview
Why Should You Pay Cash for a House?
Why Should You Pay Cash for a House?
Kansas City, KS Mortgage Rates and Real Estate Overview
Kansas City, KS Mortgage Rates and Real Estate Overview
3 Ways You Can Squeeze a Second Home Into Your Budget
3 Ways You Can Squeeze a Second Home Into Your Budget
Ecsondido, California Mortgage Rates and Real Estate Overview
Ecsondido, California Mortgage Rates and Real Estate Overview
Bridgeport, Connecticut Mortgage Rates and Real Estate Overview
Bridgeport, Connecticut Mortgage Rates and Real Estate Overview
Increasing Home Value Part 3: Why You Should Consider Paying Off Your Mortgage Early
Increasing Home Value Part 3: Why You Should Consider Paying Off Your Mortgage Early
A Guide to Stress Free Home Additions
A Guide to Stress Free Home Additions
Increasing Home Value Part 2: Go Green and Save Green (And Boost Your Home Value Too)
Increasing Home Value Part 2: Go Green and Save Green (And Boost Your Home Value Too)