Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
About
Home Buying

The Best Places to Live in the U.S.
Discover the best U.S. cities to call home, with top-rated job markets, affordable housing, and excellent quality of life for a perfect lifestyle fit.

Things to Know about Income Requirements to Qualify for a Mortgage
Understanding income requirements will help you prepare and increase your chances of securing the mortgage you need for your dream home.

Fed Signals Another Rate Cut: What This Means for Your Mortgage Opportunities
The Federal Reserve is expected to announce another interest rate cut this Thursday.

Exciting Update: USDA Home Loans Are Now More Buyer-Friendly!
Good news! USDA home loans are even easier to achieve now. What's New? Let's see how they help you and what the new USDA loan requirements are.

Demystifying Connecticut Mortgage Rates: CT Home Buying Guide
Demystifying Connecticut Mortgage Rates: CT Home Buying Guide

Understanding the updates to Reconsideration of Value (ROV) requests
Understanding the updates to Reconsideration of Value (ROV) requests

What Is A Mortgage? Loan Basics For Beginners
Buying a home? You must have a proper understanding of mortgage and interest payments.

Pre-Approval (Homeownership is the Key to Wealth)
For the 66.1% of American households that owned a home as of 2022, homeownership has only grown in value.

FHA vs. Conventional Loans: A Detailed Guide
The usual perception is that conventional loans are for existing homeowners while FHA loans are for first-time home buyers.

What's A Good Credit Score To Buy A House?
Lenders offering mortgage loans have one crucial criterion: a good credit score. This parameter showcases your ability to make timely payments.

Dual Agency: What You Should Know Before You Buy
Dual Agency: What You Should Know Before You Buy

Powerful Realtor Group Agrees to Slash Commissions to Settle Lawsuits
Powerful Realtor Group Agrees to Slash Commissions to Settle Lawsuits

How to Improve Your Credit Score to Secure A Better Mortgage Rate
Unlock better mortgage rates with key strategies to boost your Credit Score. Learn practical tips for financial success in our expert guide.

7 Useful Things You Should Know Before Buying Land
7 Useful Things You Should Know Before Buying Land

How to Choose Between an FHA and a Conventional Loan
How to Choose Between an FHA and a Conventional Loan

The Ultimate Home Buying Guide
Discover the latest home-buying tips in our comprehensive e-book. Minimize monthly payments, choose products, and prepare for a seamless move, all in one place.

The Ultimate Green Home Buying Guide
Buy a 'green' home or upgrade for energy efficiency to save money and the environment. Learn how to save money while being eco-friendly.

Unlock Your Dream Home with Down Payment Assistance
Explore down payment assistance options designed to help you afford your dream home in the US. Unlock ownership today!




