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Ricardo Cruz Duran photo
Ricardo Cruz Duran photo

Ricardo Cruz Duran

Branch Manager | Harrisonburg Branch

NMLS# 1751849

email [email protected] C : (434) 365-8978


about me

Born and raised in the vibrant land of El Salvador, I embarked on a journey to the United States in 2006 with a vision to study and excel in finance. However, destiny had some other plans and I found my true calling in the complex yet intriguing world of the mortgage industry.

 

With the experience of 7 enriching years, I have not only learned but have become professional with the nuances of this industry but also developed a commitment to simplifying the mortgage process for my clients, whether first time, repeat, second or even 5 time buyers.

 

My mission is to empower them with knowledge so that they are well-informed before making one of the most significant decisions of their lives - buying their first, second, third home.

 

Confidentiality is my utmost priority, and I pride myself on being a safe haven for my clients' sensitive information. I maintain a harmonious relationship with real estate agents, providing them with regular updates, weekly, bi-weekly, or monthly, thereby ensuring a smooth and transparent process for all parties involved. When you work with me, rest assured, you will receive the best service that you rightfully deserve for such a big financial decision.

 

Away from the hustle-bustle of the mortgage world, I find solace in playing drums at my local church. A devoted part of my parish, I never miss a chance to express gratitude for the daily blessings bestowed upon me. Homebuying is a monumental step, and understanding its process is crucial. Should you need help in this journey, remember, I'm just a call away!

client testimonials

quotes

He was always attentive from the beginning to the closing and helps you and tells you things clearly. how everything turns out better that is very helpful

JOSE A GAITAN RIVERA

quotes

He was always attentive from the beginning to the closing and helps you and tells you things clearly. how everything turns out better that is very helpful

JOSE A GAITAN RIVERA

quotes

He was always attentive from the beginning to the closing and helps you and tells you things clearly. how everything turns out better that is very helpful

JOSE A GAITAN RIVERA

quotes

He was always attentive from the beginning to the closing and helps you and tells you things clearly. how everything turns out better that is very helpful

JOSE A GAITAN RIVERA

quotes

He was always attentive from the beginning to the closing and helps you and tells you things clearly. how everything turns out better that is very helpful

JOSE A GAITAN RIVERA

quotes

He was always attentive from the beginning to the closing and helps you and tells you things clearly. how everything turns out better that is very helpful

JOSE A GAITAN RIVERA

quotes

He was always attentive from the beginning to the closing and helps you and tells you things clearly. how everything turns out better that is very helpful

JOSE A GAITAN RIVERA

quotes

He was always attentive from the beginning to the closing and helps you and tells you things clearly. how everything turns out better that is very helpful

JOSE A GAITAN RIVERA

quotes

He was always attentive from the beginning to the closing and helps you and tells you things clearly. how everything turns out better that is very helpful

JOSE A GAITAN RIVERA

quotes

He was always attentive from the beginning to the closing and helps you and tells you things clearly. how everything turns out better that is very helpful

JOSE A GAITAN RIVERA

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At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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