Today's Mortgage Rates*

30-Year Fixed
Mortgage Rates
4.250%
4.368%
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15-Year Fixed
Mortgage Rates
3.125%
3.327%
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30-Year FHA
Mortgage Rates
3.750%
4.674%
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5/1-Year ARM
Mortgage Rates
2.500%
2.832%
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30-Year Fixed Jumbo
Mortgage Rates
4.375%
4.404%
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2037075693

Record low rates won’t last forever. Speak to one of our loan officers about cutting your home payments today.

Disclaimers:

Mortgage rates are volatile and are subject to change without notice. All rates shown are for 30-day rate locks with one point for an owner-occupied primary residence unless otherwise noted.

Extended locks are available; prices will vary accordingly.

Our 30-year fixed-rate mortgage is popular with people who want a stable loan where the monthly interest and principal payments are constant throughout the life of the loan. This is how our 30-year fixed mortgage rates are calculated:

The APR for 30-year conventional fixed-rate mortgage loan amounts is calculated using a loan amount of $417,000, one point, a $495 application fee, $350 appraisal fee, $799 underwriting fee, a $16 flood certification fee, and a $20 credit report fee.*

15-year fixed-rate mortgages are good for higher income borrowers who wish to pay off their mortgage more quickly to save on interest payments. This is how our 15-year fixed-rate mortgage rates are calculated:

The APR for 15- year conventional fixed-rate mortgage loan amounts is calculated using a loan amount of $417,000, one point, a $495 application fee, $350 appraisal fee, $799 underwriting fee, a $16 flood certification fee, and a $20 credit report fee. 15-year conventional mortgage rates are calculated with a 15-year loan term.*

Jumbo mortgage loans are often necessary for higher-priced homes that have mortgages that surpass Fannie Mae, Freddie Mac, or the FHA’s conforming loan limits. Jumbo mortgage rates are calculated as follows:

The APR for jumbo mortgage loan amounts is calculated using a loan amount of $500,000, zero points, a $495 application fee, $350 appraisal fee, $799 underwriting fee, $16 flood certification fee and a $20 credit report fee.*

FHA loans are popular with first-time homebuyers and those with good credit but without a lot of money for a down payment. This is how we calculate FHA mortgage rates:

The APR for FHA loan amounts is calculated using a loan amount of $295,000, one point, a $495 application fee, $350 appraisal fee, $799 underwriting fee, $16 flood certification fee and a $20 credit report fee. Some rates and fees may vary by state.*

Adjustable rate mortgages are good for people who only intend to be in their house for the short term or those who plan to quickly pay off their mortgages. ARMs feature our lowest mortgage rates. ARM mortgage rates are calculated this way:

The APR for adjustable rate mortgages (ARMs) is calculated using a loan amount of $417,000, one point, a $495 application fee, $350 appraisal fee, $799 underwriting fee, $16 flood certification fee and a $20 credit report fee. Some rates and fees may vary by state.*

*Products are subject to availability on a state-by-state basis. All interest rates listed are for qualified applicants with 740 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income.