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switching loan types

Don’t get stuck in a loan that doesn’t fit.

what's the benefit of switching loan types?

Loans aren’t one size-fits-all, and the benefits will vary widely based on your individual situation. But to get you thinking, here are a few examples:

  • Say you’re flush with cash from a new raise and want to pay off your mortgage faster. You could pay down more of your existing loan, or you could refinance to a shorter term with a lower interest rate and save money while you’re at it.
  • Maybe you didn’t qualify for a VA loan when you first purchased your house, and now you do. VA loans come with benefits that could definitely be worth switching for.
  • Or perhaps you’ve decided you want to stay in a house you financed with an ARM. Changing to a fixed rate mortgage can help you avoid the interest rate spikes that come after your introductory period.

Need help with the next step? Call, live chat, or apply for a free rate quote today.

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