FHA Mortgage | What is an FHA Loan? | FHA Loan Requirements

FHA Mortgage

With less stringent credit requirements and downpayments as low as 3.5%,
an FHA loan is perfect for first-time home buyers.

Fixed Rate Mortgage

What is an FHA Mortgage?

An FHA mortgage is insured against default by the Federal Housing Administration. That means these loans have less stringent requirements than the kind you might get from traditional financing sources.

Originally, FHA loans were created for first-time and lower-income homebuyers. Ever since the credit bubble burst in 2006, however, FHA mortgages have become popular across all income levels. Now, they account for over a quarter of all new purchase mortgages.

What are the benefits of an FHA mortgage?

Basic Requirements

Why choose Total Mortgage?

We’re fantastic at what we do, and all we do is mortgages. We can promise that:

Ready to take a closer look at your FHA options? Call us or fill out the form on the right to talk with an FHA expert.

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Start your FHA loan the easy way. Get started now by filling out our form or calling 203-707-5693

An FHA Loan is a popular choice for first time home buyers, and for good reason. It offers:

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Why choose Total Mortgage?