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Refinance Rates
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Refinance Mortgage Calculator
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Cash-Out Refinance Calculator
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Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
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Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
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Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
About
Mortgage Basics
What is a Mortgage Broker?
What is a Mortgage Broker?
How to Prepare for a Mortgage
How to Prepare for a Mortgage
What is the Fannie Mae HomePath?
What is the Fannie Mae HomePath?
How to Get A Mortgage With No Down Payment
How to Get A Mortgage With No Down Payment
Understanding Zero-Based Budgeting
Understanding Zero-Based Budgeting
Where to Begin as a First-time Investor
Where to Begin as a First-time Investor
Are Single Family Rentals Still a Good Investment?
Are Single Family Rentals Still a Good Investment?
Will the Housing Market Ever Return to Peak Prices?
Will the Housing Market Ever Return to Peak Prices?
How to Find Out What Your Home Is Really Worth
How to Find Out What Your Home Is Really Worth
What To Do When You Have Multiple Offers
What To Do When You Have Multiple Offers
What to know about APR & Mortgage Fees
What to know about APR & Mortgage Fees
Almost There: Little Credit Score Tweaks to Get the Score You Need for a Mortgage
Almost There: Little Credit Score Tweaks to Get the Score You Need for a Mortgage
Starter Home, or Dream Home?
Starter Home, or Dream Home?
Why Are Rents Rising?
Why Are Rents Rising?
When Can a Landlord Raise Rent?
When Can a Landlord Raise Rent?
Five Ways to Lower Your DTI
A less than optimal debt-to-income ratio can kill a mortgage application. Here are five ways to get your DTI under control--and keep it there.
How to Research the History of Your House
Whether you need to know exactly how old the roof is or you’re just curious, researching your home’s past is the best way to get answers.
How the Rich and Famous Secretly Sell their Homes
How the Rich and Famous Secretly Sell their Homes