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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.

Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.

Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units


Not sure where to start?
You're not alone, and that's why we're here. Check out our FAQs and let the experts guide you forward.
Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
The whole Total Mortgage team was phenomenal. Jason Alves is my guy! Super helpful, and I couldn’t have done it without him.
- Marc S.![]()

Jason A.
Words cannot fully express how incredibly grateful we are for Jordyn! She didn't just help us secure a loan; she was our absolute rock throughout the entire home-buying process. We had a million questions—seriously, so many questions—and Jordyn answered every single one of them with unmatched patience, kindness, and clarity. She never made us feel like a bother. What impressed us the most was how she kept everyone involved completely in the loop at all times. No one was ever left wondering what was happening or what the next step was; her communication is absolutely flawless. She worked so hard for us and helped us so much that she honestly feels more like a supportive friend than just our loan officer. Jordyn is hands down the best in the business. If you want a mortgage lender who is brilliant at her job and genuinely cares about her clients, look no further!
- A. M.![]()

Jordyn C.
Matt and his team were so great to work with. They navigated my weird issues with expertise and patience and helped me with both the regular mortgage and working with Mass Housing Assistance. They were always responsive and quick to reply with any questions or needs.
- Camila H.![]()

Matthew T.
Buyer toolsjust for you

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