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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.
Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
Not sure where to start?
You're not alone, and that's why we're here. Check out our FAQs and let the experts guide you forward.
Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Jordyn was awesome. She kept me up to date as everything progressed, was willing to listen and help me understand everything. She was outstanding, went above and beyond for me. I could not have found anyone better than her. You are very fortunate to have her in your employ. Workers like her are very hard to find.
- Cynthia S.
Jordyn C.
Our whole experience with Total Mortgage was beyond our expectations! Derick was amazing, and kept us informed of every step in the process. He also recommended a realtor, who worked hard making sure we found the perfect home for our family. Derick and Vanessa litteraly worked day and night for us! Including weekends!! Our family is very thankful for Total Mortgage and the team of people they work with, including the legal team, to make home ownership possible! Thank you, The Elliott Family
- L E.
Anthony V.
I highly recommend The Khoury Team at Total Mortgage to anyone looking for a knowledgeable, responsive, and trustworthy mortgage lender. Their team makes the home loan and mortgage process easy to understand, communicates clearly, and takes the time to find the best financing options for each client. If you’re buying a home, refinancing, or simply looking for guidance on mortgage options, The Khoury Team at Total Mortgage is a great team to work with. They are professional, dependable, and truly care about helping their clients have a smooth experience from start to finish. Highly recommend The Khoury Team for anyone looking for excellent mortgage service and a team you can trust.
- Sean W.
James K.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
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