Home Equity Loan | Home Equity Line of Credit | HELOC

Home Equity Loan

Tapping your home equity is a great way to get the money you need now.
Learn more about HELOCs and Home Equity Loans.

Fixed Rate Mortgage

What’s a home equity line of credit?

Home equity lines of credit (HELOCs) are revolving lines of credit that use your equity as collateral. Like with a credit card, you can borrow as much as you need, so long as it’s within your limit. You must then make payments on what you borrow, with interest added.

A HELOC is a good choice if you need access to additional funds over a longer period of time—like in the case of renovations or home repairs.

What’s the difference between a HELOC and a home equity loan?

Since home equity loans let you access a certain amount of your equity without refinancing, they are very similar to HELOCs.

The key difference is that home equity loans are a one-time, lump-sum arrangement. You get the money, and then you pay it off over a fixed term, almost like it’s a second mortgage.

A home equity loan may be a better choice for you if only need money for a one-time purpose.

Why pick Total Mortgage?

After 17 years of success, it's safe to say that we know what we are doing. Plus:

For this and other options for using the equity in your home, give us a call or fill out the form on the right.

A Home Equity Loan, or line of credit, allows you to tap into your equity and can give you access to the funds you need now.

phone CALL NOW

Why choose Total Mortgage?

Tap into your equity the smart way. Get started by filling out our form or calling 203-707-5693

By providing my contact information, including my phone number, and clicking the "submit" button, I am verifying that this is my phone number(s) and that I consent to receive telemarketing calls and messages from Total Mortgage Services, LLC, NMLS #2764, our affiliates (Total Financial Services, Total Energy, Yellowbrick Reality, America’s Realty Network, together “Total Mortgage Services”) via any means, including, but not limited to, the use of automated telephone dialing systems; pre-recorded voice messaging in connection with calls; or texts (SMS and MMS) made to any telephone number I have provided, regardless of whether such telephone number is currently listed on any do not contact E-mail list, internal, corporate, state, or federal do not call list. I understand that I am not required to provide such consent as a condition of utilizing Total Mortgage’s services. I further understand that I may choose to be contacted by one of Total Mortgage’s customer service associates via email, rather than phone or text messages, by clicking here [email protected], or by calling 203-647-8080. For additional information regarding our privacy policy, please visit https://www.totalmortgage.com/privacy/