30-Year FixedRate FHA Loan

low down payment, relaxed restrictions

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focus on the move, not the mortgage

Greenlight your loan, and close in 21 days*

*Terms and conditions apply. For complete details click here

the perfect loan for

first-timers and smart shoppers

FHA loans are insured against default by the Federal Housing Administration. That means they come with some nice benefits, including less stringent requirements, a lower down payment threshold, and lower interest rates. Originally, FHA loans were created with lower-income borrowers in mind. Ever since the housing crash, though, they’ve become popular across all income levels—especially among those with “just okay” credit. Now they account for almost a fifth of all new purchase mortgages.

A 30-year fixed-rate FHA loan is a great choice for those looking for a low monthly payment that won’t change.

Close your loan for less—apply for an FHA today.

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the benefits

Down payments as low as 3.5%
A lower than average credit score threshold
Extra low closing cost options available
Qualifies for our GreenLight Approval Program—get GreenLit and close in 21 days*

the requirements

A 3.5% down payment
Steady employment history
Primary residences only
A credit score of 580 or above
No bankruptcies in the last 2 years and no foreclosures in the last 3 years, with re-established good credit
A debt-to-income ratio under 43%

*Terms and conditions apply.