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LEASE TO KEYS

Save thousands in the home buying process

We’re helping renters become homeowners by offering up to $2,500 toward closing costs with Lease to Keys.

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Renting vs Buying

Renting is short-term ease. Owning is long-term gain.

Home Affordability Calculator

Determine how much you can afford in just a few clicks.

First-time buyer trends, tips & tools

Skip the guesswork. Get guidance on every step, from prep to keys.

Stop waiting, get pre-approved

Getting pre-approved is how you turn house hunting into home buying.

Frequently Asked Questions

How much can I get?

This program offers one month’s current rent (up to $2500) in credit used for closing costs.

What are closing costs?

Closing costs are the fees you pay when finalizing your home purchase. They typically include things like the appraisal, title search, lender fees, and insurance.

Are there any location requirements?

This program is available nationwide through Total Mortgage’s network of local loan officers.

How do I qualify?

You must have a verifiable rental agreement and payment history (at least 3 months).

* Clients who are current renters will receive a lender credit toward closing equivalent to one month’s rent, up to $2,500. Current renters are defined as individuals who are currently under a lease agreement, who have a verifiable rental agreement and payment history of at least 3 months. Offer only valid on primary residences. Offer not available for Non-Occupant Co-Clients. Offer valid only on Federal Housing Administration (FHA) loans. Subject to credit approval. Offer is non-transferable. Offer is not valid with any other discounts or promotions. Additional restrictions/conditions apply. Total Mortgage Services, LLC reserves the right to modify/cancel this offer at any time. This is not a commitment to lend.

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